Chris Skinner's blog

Shaping the future of finance

Payments

Internet Banking by Dummies, Part One

A year ago, I talked about how unusable the Xiring terminals were and have seen loads of blogs and commentaries about how impractical these terminals are in everyday life since then.  Thank goodness Visa has now integrated one-time passwords into their cards.  Meanwhile, I'm stuck with UK banks who insist that we use these darned…

Lloyds TSB: first for mobile banking in the UK

After blogging about mobile the other day, I was surprised but pleased to see that Lloyds TSB claim to be the first to offer banking on the phone: What surprised me even more is that they are already advertising this on the net with celeb Nicki Chapman in The Sun.  Bottom-line: this is not the…

A Diamond Mastercard … iss very nice!

For quite a while now, MasterCard has been issuing a Diamond MasterCard. Yes, it is a MasterCard and yes, it has real diamonds in it.   This one came out in the Spring in Dubai, and yes, that is real gold too. What benefits does the card deliver?  According to the Diamond and Gemstone Gallery, "all…

A Diamond Mastercard … iss very nice!

For quite a while now, MasterCard has been issuing a Diamond MasterCard. Yes, it is a MasterCard and yes, it has real diamonds in it.   This one came out in the Spring in Dubai, and yes, that is real gold too. What benefits does the card deliver?  According to the Diamond and Gemstone Gallery, "all…

A Diamond Mastercard … iss very nice!

For quite a while now, MasterCard has been issuing a Diamond MasterCard. Yes, it is a MasterCard and yes, it has real diamonds in it.   This one came out in the Spring in Dubai, and yes, that is real gold too. What benefits does the card deliver?  According to the Diamond and Gemstone Gallery, "all…

A Diamond Mastercard … iss very nice!

For quite a while now, MasterCard has been issuing a Diamond MasterCard. Yes, it is a MasterCard and yes, it has real diamonds in it.   This one came out in the Spring in Dubai, and yes, that is real gold too. What benefits does the card deliver?  According to the Diamond and Gemstone Gallery, "all…

A Diamond Mastercard … iss very nice!

For quite a while now, MasterCard has been issuing a Diamond MasterCard. Yes, it is a MasterCard and yes, it has real diamonds in it.   This one came out in the Spring in Dubai, and yes, that is real gold too. What benefits does the card deliver?  According to the Diamond and Gemstone Gallery, "all…

Great advert for Contactless

I don’t normally rave about bank adverts but there have been some good ones lately, particularly those from the card firms for contactless cards.  The last one that stood out was the Visa ad, and now Barclaycard have produced a great one: Wouldn’t we all like to leave the office like that?

Is mobile banking the future or a waste of money?

Posted an article on Mobile Banking on SWIFTCommunity today that talks about the four levels of banking I see out there today on mobiles. There’s basic text messaging, such as GCash in the Philippines: Then there’s a fuller mobile wallet that can make payments easier across credit cards and deposit accounts: Then there’s Bank of…