Chris Skinner's blog

Shaping the future of finance

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Things worth reading: 26th March 2025

Things we’re reading today include: Investor makes a stand against digital banking Globalisation may have run its course in current form, says HSBC chair Ant Group reduces AI costs 20% with Chinese chips Solaris Investor SBI Completes Ownership Process Bailey warns tariffs and ageing population are threat to Britain Top 500 Banking Brands | Brand…

Things worth reading: 25th March 2025

Things we’re reading today include … America’s rich scramble to open Swiss bank accounts over Trump fears Alibaba-affiliate Ant uses Chinese, U.S. chips to cut AI costs Fintech can be a powerhouse helping to drive the UK’s economic growth Interim SEC chief cast sole vote against suing Musk How banks can boost productivity through simplification…

Things worth reading: 24th March 2025

Things we’re reading today include … Why Is Everyone Investing in Indian Fintech? Will London take New York’s fintech crown? Analysis-Klarna IPO filing spurs hope of British fintech listings These fintech companies are hiring in 2025 after a turbulent year | TechCrunch ‘The Mysterious Mr. Nakamoto’ Review: Cryptocurrency’s Ghostly Creator – WSJ $250 Million Bitcoin…

The Finanser’s Week: 17th March – 23rd March 2025

The main blog discussions this week include … Is the use of cash a fundamental human right? We are moving rapidly to a world without cash. In fact, the phrase war on cash was coined (coins?) by the card companies years ago. The aim was to get everyone moving to cards, not cash. It’s now…

Things worth reading: 21st March 2025

Things we’re reading today include: Revolut Hiring Hundreds to Become a Fully-Fledged UK Bank – Bloomberg Trump: US Will ‘Dominate Crypto’ OCC Opens Doors for Banks to Embrace Blockchain, Crypto Banking 500 2025: Challenger banks among the fastest growing bank brands in the world White paper: How AI is propelling innovation in financial services –…

Things worth reading: 20th March 2025

Things we’re reading today include … Less than a quarter of Europe’s fintech unicorns are profitable | Sifted UK FinTechs bleed millions as fraud surges, research reveals Monzo develops backup bank to cover outages Six Ways to Lose All Your Crypto – WSJ Bank Branch Closures Accelerate UK High Street Decline, PwC Says Nearly 100…

Things worth reading: 19th March 2025

Things we’re reading today include … Inside the Nastiest Fight in Fintech: New Suit Alleges Payments Startup Deel Had A Corporate Spy Starling bank blocking its OWN customers from opening savings accounts Fintechs and crypto companies seek bank charters for growth Fintech unicorn council joins Revolut and Zilch bosses for Treasury meeting North Korea becomes…

Things worth reading: 18th March 2025

Things we’re reading today include: Australia drops King Charles from their bank notes and Aussies aren’t happy Elon Musk discovers the Treasury’s Magic Money Machine ‘Biased, confusing, used inconsistently…’: fintech terminology dissected in ECB paper Sweden’s Klarna discloses 24% revenue surge in much-awaited U.S. IPO filing Klarna nabs Walmart away from Affirm and boosts its…

Things worth reading: 17th March 2025

Things we’re reading today include … Trump’s crypto embrace ‘sowing the seeds’ of a financial crisis, says Bank of France chief ‘A fundamental right’: UK high street chains and restaurants challenged over refusal to accept cash Back to cash: life without money in your pocket is not the utopia Sweden hoped Citigroup plans to slash…

The Finanser’s Week: 10th March – 16th March 2025

This week’s main blog discussions include … You and your digital twin are in danger A phrase that’s been rising recently is digital twin. My definition of a digital twin is not the same as others. I would define a digital twin as the digital version of you or your organisation. Over time, you build…