Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 2nd October 2024

Things we’re reading today include … DWP asks Universal Credit claimants to supply bank statements for benefit checks – Birmingham Live Lloyds, Halifax and Bank of Scotland banking apps are back online following a two-hour outage | Daily Mail EU cross-border bank mergers pose real risks, Nagel warns – POLITICO The end of LIBOR |…

Things worth reading: 1st October 2024

Things we’re reading today include … Markets stop panicking when central bank start panicking | Forexlive Metro Bank completes sale of residential mortgage portfolio to NatWest (mortgagesolutions.co.uk) Clearbank eyes flurry of new products amid ‘huge demand’ for fintech (cityam.com) Open Banking Fintech TrueLayer Reports Growth In Revenue And Increase In Losses | Crowdfund Insider After…

Things worth reading: 30th September 2024

Things we’re reading today include … Fintech has outgrown sandboxes. Now it needs airports | World Economic Forum PayPal’s CEO Marks a Year on the Job. The Race for Change at the Fintech Is a ‘Marathon.’ – Barron’s Has the ECB cracked the code for digital euro CBDC adoption? – Ledger Insights JP Morgan’s JPM…

The Finanser’s Week: 23rd September – 29th September 2024

The main blog discussions this week include … Everything you don’t understand about money combined with everything you don’t understand about computers There’s a quote I often use from John Oliver that cryptocurrency is “everything you don’t understand about money combined with everything you don’t understand about computers”. That was 2018. It’s now 2024, and…

Things worth reading: 27th September 2024

Things we’re reading today include … Is Unicredit about to kickstart a wave of European bank mergers? (cityam.com) Fintech Company Chime Taps Morgan Stanley to Handle IPO in 2025 – Bloomberg Stripe-backed TrueLayer losses mount even as revenue triples | Sifted eToro Acquires Australian Investing App Spaceship for Up to $55 Million (financemagnates.com) Rise Of…

Thjngs worth reading: 26th September 2024

Things we’re reading today include … 36% of Gen Z Pick FinTechs Over Banks for Online Payments (pymnts.com) E-money firms including Wise, Revolut face stricter safeguarding rules (proactiveinvestors.co.uk) Fintech Mubadala announces the acquisition of a stake in Revolut – ThePaypers Banks must refund fraud in five days but losses capped at £85,000 – BBC News…

Things worth reading: 25th September 2024

Things we’re reading today include … Almost Two Thirds (59%) of Financial Services Firms Admit They Are Risk Averse When It Comes to Technology (ffnews.com) Why fintech is rebounding – Maddyness UK Keir Starmer’s Bank Spying Plans — Big Brother Watch Can Andrea Orcel be stopped from buying Commerzbank? (ft.com) Apron: London fintech taps Checkout…

Things worth reading: 24th September 2024

Things we’re reading today include … China central bank releases slate of support measures amid a deepening economic slump (cnbc.com) Brits Lead Europe and the US in Turning Back on Bank Branches, With Less Than One in Four Caring if There Is One Nearby (ffnews.com) Experts reveal date that last bank branch will shut as…

Things worth reading: 23rd September 2024

Things we’re reading today include … Will the US presidential election define the future of crypto? – BBC News ‘Well, It’s Crypto, It’s AI, It’s Some Of The Other Things,’ Says Donald Trump, Unsure Of What His New Crypto Project Even Is – Benzinga The future of local banking services and access to cash –…

The Finanser’s Week: 16th September – 22nd September 2024

This week’s main blog discussions include … Schrödinger’s Cat, qubits and the future of everything I’ve spent a long time trying to get under the hood of Quantum Computing and always come back to Schrödinger’s Cat. Schrödinger’s Cat is a famous thought experiment that demonstrates the idea in quantum physics that tiny particles can be in…