Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 5th August 2024

Things we’re reading today include … The bank of Starbucks: Coffee retailer has $1.77 billion in unredeemed gift cards – MarketWatch Metro Bank returns from the brink but tough road lies ahead | Metro Bank | The Guardian How I got ‘hacked’ and what that says about the banking system (ft.com) InvestHK seeks to boost…

The Finanser’s Week: 29th July – 4th August 2024

This week’s main blog discussions include … Multisensory payments: is this the future? I just spotted a new innovation in India from Paytm, who I consider friends of mine after interviewing their founder, Vijay Shekhar Sharma for Digital Human a few years ago. What’s the innovation? Talking payments. The Paytm soundbox – which works both online and…

Things worth reading: 2nd August 2024

Things we’re reading today include … US regulators’ warnings on bank-fintech partnerships: how they can benefit the industry (finextra.com) 5 Big FinTech acquisitions announced in Europe in July 2024 (ibsintelligence.com) Monzo Leverages SAP and Google Cloud for Digital Transformation | FinTech Alliance (fintech-alliance.com) Trump’s big cryptocurrency bet – CBS News Russia passes new cryptocurrency law…

Things worth reading: 1st August 2024

Things we’re reading today include … Metro Bank soars as eyes turn to profitability again (proactiveinvestors.co.uk) The Bank of England’s climate-related financial disclosure 2024 | Bank of England Bank of England launches discussion paper on “ambitious agenda” for UK’s payments landscape – FinTech Futures How Can Fintechs Balance Profitability and Purpose? | The Fintech Times Female…

Things worth reading: 31st July 2024

Things we’re reading today include … Trump Bitcoin 2024: How NFTs Made Him a Crypto Cheerleader – Bloomberg Russia to allow crypto payments in international trade to counter sanctions | Reuters Ripple and Fenasbac Join Forces to Accelerate Fintech Innovation in Brazil (cointrust.com) Top 10 Gen AI platforms | FinTech Magazine Metro Bank on track…

Things worth reading: 30th July 2024

Things we’re reading today include … One-third of customers would change bank after outage (consultancy.uk) UK’s Open Banking Success: 10 Million Users (pymnts.com) Challenging The Banks | Global Finance Magazine (gfmag.com) Revolut’s UK Banking License Is Vital – But Could It IPO in the US? (forbes.com) Japan’s Rakuten Slides Most Since May on Fintech Reorganization…

Things worth reading: 29th July 2024

Things we’re reading today include … How scammers could be hijacking trusted protocols to steal millions of cryptocurrency – Times Brussels poised to close bank owned by friend of Prince Andrew (telegraph.co.uk) The end of Wall Street as we know it! | Daily Mail Online ECB finds ‘shortcomings’ in banks’ ability to cope with cyber…

The Finanser’s Week: 22nd July – 28th July 2024

This week’s main blog discussions include … With great power, comes great threat #Revolut #PayPal With great power, comes great responsibility. It’s a quote from Spiderman, but actually not. It’s from Spiderman’s Uncle Ben. Well, it’s not tbh. It’s from Voltaire … or is it? Wherever it is from, it’s a great phrase. So, here’s…

Things worth reading: 26th July 2024

Things we’re reading today include … The Synapse collapse is yet another warning about unregulated fintech (thehill.com) Revolut secures UK banking licence after 3-year battle Coinbase UK fined $4.5 million for ‘high-risk’ customer onboarding (cointelegraph.com) Taylor Leads The Swifties Into A New Wealth Management Era (linkedin.com) Is this the end of coins? Treasury orders NO…

Things worth reading: 25th July 2024

Things we’re reading today include: Third of UK adults use mobile contactless payments at least every month | Evening Standard More UK consumers turn to cash in cost-of-living crisis | The Herald Santander promises to become ‘digital bank with branches’ despite closures and profit slump (gbnews.com) Temperature Check on 4 Fintech Trends in 2024 –…