Chris Skinner's blog

Shaping the future of finance

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Things worth reading: 8th January 2024

Things we’re reading today include … Activist slams bank boss for telling buyers to save f… (landlordtoday.co.uk) HSBC reportedly enters race to buy Tesco’s banking business – FinTech Futures: Global fintech news & intelligence Bob Diamond says Barclays should be ‘radical’ on investment bank (cityam.com) Will AI Drastically Impact the Fintech Industry in 2024? |…

The Finanser’s Week: 18th December – 24th December 2023

This week’s main blog discussions include … Are banks and fintechs partners, competitors or suppliers? Over the past decade+ we have seen thousands of fintechs arise. Many are challenging and disrupting, whilst many more are providing and supplying. What is the role of a fintech? My advice is that fintechs are there to fix the…

Things worth reading: 21st December 2023

Things we’re reading today include … Revolut Growth Buoys Investors After Tough Year for Fintech, Crypto, UK Startups – Bloomberg UK and Switzerland agree to deepen ties between City and Swiss banking system | Financial sector | The Guardian Global regulators make tackling non-bank leverage a priority for 2024 | Reuters Dutch neobank Bunq launches…

Looking back at 2023

As usual at the end of the year, I look back and see what was of most interest in the blog over the last 12 months. So, here goes: #10 Will Silicon Valley Bank kill the FinTech industry? “When you’re not working, what do you do to de-stress?” was the last question Greg Becker, CEO…

Things worth reading: 20th December 2023

Things we’re reading today include … Barclays: Churches and religious groups ditch bank over links to fossil fuel industry (gbnews.com) The crypto industry is better positioned than ever in Washington – Blockworks BlackRock Reveals Major Bitcoin ETF Update As Huge $1.6 Trillion Crypto Price Pump Spurs Ethereum, BNB, XRP And Solana (forbes.com) UK Finance Minister…

Things worth reading: 19th December 2023

Things we’re reading today include … Coinbase petitions court to review SEC denial of its request for crypto rules | Reuters SEC charges fintech Tingo chief with ‘massive’ fraud after Hindenburg short position How Swiss authorities bungled Credit Suisse oversight | Reuters Goldman-Backed Saudi Firm Tamara Hits Unicorn Valuation – Bloomberg Banks and insurance have…

Things worth reading: 18th December 2023

Things we’re reading today include: Ripple’s CBDC Vision Poised to Flip Finance Upside Down! – Coinpedia Fintech News Basel Committee Endorses Global Crypto Banking Rules be Implemented by 2025 (coindesk.com) China Gets Tough on Non-Bank Payment Providers (pymnts.com) Citi’s China Investment Bank Plans Delayed by Data Law – Bloomberg India’s assault on unsecured loans hits…

The Finanser’s Week: 11th December – 17th December 2023

This week’s main blog discussions include … There were 50 ways to leave your lover … now there’s one more (thanks to your payment app) Over the years, there have been many weird and wacky ideas for banking. There was the G&L Bank in the USA in 2000, targeting the LBGTQ+ community. It was a…

Things worth reading: 15th December 2023

Things we’re reading today include … UK tiptoes away from Europe on bank CDS transparency – Risk.net Fnality completes ‘world’s first’ blockchain payments at Bank of England | Reuters Abolish the Bank of England! Centralised bank ‘not necessary’, explosive report argues | Express.co.uk Curve eyes profitability as fintech halves 2022 losses (uktech.news) ClearBank appoints former…

Things worth reading: 14th December 2023

Things we’re reading today include … Warning Christmas shoppers may lose £100m in scams – BBC News 2023 bonus expectations, bank by bank (efinancialcareers.com) Hyperplane wants to bring AI to banks | TechCrunch Why Pave Bank Believes It Can Be The Future Of Digital Banking (forbes.com) European banks: record returns fail to inspire shareholder revival…