Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 3rd October 2023

Things we’re reading today include: Fed Report: Silvergate Bank Got Fatally Ensnared in Crypto While Examiners Shrugged (coindesk.com) Revolut Versus Starling Bank – Forbes Advisor UK FCA questions Revolut’s AML policies (LinkedIn) Watchdog installs monitor at Deutsche Bank after surge in Postbank complaints | Reuters Yoti launches digital ID app with Lloyds Bank (uktech.news) Dimon…

Things worth reading: 2nd October 2023

Things we’re reading today include … Top Takeaways on Open Banking from FinovateFall – Finovate Challenger bank Redwood to go public as Rowland engineers R8 tie-up | Business News | Sky News ANZ banking down: Bank suffers major outage with ATMs, internet banking, credit and debit cards affected | Daily Mail Online German regulator to…

The Finanser’s Week: 25th September – 1st October 2023

This week’s main blog discussions include … Gaming + AI + The Metaverse = ? I was asking the other day whether it is better or worse that my children play video games rather than watch movies, and the reaction was: time moves on. It surely does. The gaming industry is now bigger than Hollywood…

Things worth reading: 28th September 2023

Things we’re reading today include … Fortress Trust Sale to Ripple is Canceled (coindesk.com) Project Mariana: Cross-border exchange of wholesale CBDCs using automated market-makers (bis.org) Complacency of London’s stock exchange boss leaves the City in deep trouble Historian explains why men are actually obsessed with the Roman Empire (msn.com) Bank ring-fencing reforms to come into…

Things worth reading: 28th September 2023

Things we’re reading today include … Timings of Basel 3.1 implementation in the UK | Bank of England Bank of England delays final Basel bank capital rules to July 2025 | Reuters It’s not all doom and gloom, says London fintech chief citing ‘shoots of positivity’ (cityam.com) Fintech loses UK funding crown as VCs bet…

Things worth reading: 27th September 2023

Things we’re reading today include … The Bank’s latest blunder is costing billions (telegraph.co.uk) Europe’s banks helped fossil fuel firms raise more than €1tn from global bond markets | Banking | The Guardian JPMorgan’s UK digital bank blocks customers from buying crypto (cnbc.com) British Business Bank makes £135mn loss as tech valuations drop | Financial…

Things worth reading: 26th September 2023

Things we’re reading today include … Bank of England costing taxpayers eye-watering £24bn to cover huge losses | Politics | News | Express.co.uk Bank of England launches hunt for ‘unconscious bias’ in finance industry (telegraph.co.uk) Coinbase (COIN) Entered Into Bank of Spain’s Crypto Registry (coindesk.com) Are “everything apps” the future of fintech? – Tech.eu Former…

Things worth reading: 25th September 2023

Things we’re reading today include … A crypto firm sent a disability worker $10m by mistake. Months later she was arrested at an Australian airport | The Guardian State-owned British Business Bank makes £147m annual loss – BBC News ‘China’s World Bank’ plans to triple climate change lending by 2030 | Financial Times (ft.com) NatWest…

The Finanser’s Week: 18th September – 24th September 2023

This week’s main blog discussions include … Can you answer these four questions? It made me laugh. Someone posed the question: what is the hiring process for fintech? After a short thought, my reply was to ask the candidate four questions: What do you think about banks? Define Python for me. Why did Schrodinger have…

Things worth reading: 22nd September 2023

Things we’re reading today include: EU bank chief warns against ‘Colonialism 2.0’ as green transition progresses – EURACTIV.com U.S. FSC supports the “Anti-Central Bank Digital Currency (CBDC)” bill – Fintech Org Blog (fintechinfo.org) Bitcoin (BTC) Price Slides as USD, Interest Rates Surge (coindesk.com) Launching a new digital proposition: Lloyds Bank 360 – Lloyds Banking Group…