Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 4th December 2023

Things we’re reading today include … How to exorcise Europe’s zombie banks (ft.com) Metro Bank: What’s going on and is my money safe? – BBC News British digital pound ‘will raise risk of bank runs’ (telegraph.co.uk) The surprisingly powerful programming language loved by Stripe (efinancialcareers.co.uk) Hackers extorting fintech unicorn Tipalti, threaten to leak data of…

The Finanser’s Week: 27th November – 3rd December 2023

This week’s main blog discussions include … When you’ve already offended customers, is it a good idea to tell them: “go f**k yourself”? This blog often talks about Elon Musk,  but then it also looks at the activities of Mark Zuckerberg, Richard Branson and more. They all share several things: billionaries, visionaries, autism and a…

Things worth reading: 1st December 2023

Things we’re reading today include … After Goldman, a murky future for the Apple card – Fintech News A fintech might replace Goldman Sachs as Apple Card issuer (9to5mac.com) Zepz, a $5 billion fintech unicorn, is laying off more staff (cnbc.com) Debanking saga spills into US as customers fume over closure of bank accounts (gbnews.com)…

Things worth reading: 30th November 2023

Things we’re reading today include … Fintech firm SoFi set to exit cryptocurrency business | Reuters Crypto finally feels the full force of the law (msn.com) EY’s annual fintech census finds the number of new startups emerging has dropped dramatically – Startup Daily How Deutsche Bank Is Helping Companies Finance Their Path To Net Zero…

Things worth reading: 29th November 2023

Things we’re reading today include … Deutsche Bank Executive Testifies Loan to Trump Wasn’t Unusual – Bloomberg Powerful Lords committee damns Bank of England over inflation forecasts | The Guardian Inflation falls mask bumps on the ‘last mile’ for central banks (ft.com) Monzo chief says bank has earned ‘the right to dream bigger’ (cityam.com) JPMorgan…

Things worth reading: 27th November 2023

Things we’re reading today include: HSBC online and mobile banking services return after Black Friday outage | Sky News Why it’s time to ditch your bank – and switch to Monzo, Revolut or Starling (telegraph.co.uk) Metro Bank shareholders to vote on rescue deal – BBC News Short-sellers ramp up bets ahead of crunch Metro Bank…

The Finanser’s Week: 20th November – 26th November 2023

This week’s main blog discussions include … When we talk about customer journeys, what do we mean? I was struck by one slide in a presentation the other day. The slide stated this: I need a mortgage … to buy a house Why did this strike me? Probably because you realise, from the customer view,…

Things worth reading: 24th November 2023

Things we’re reading today include: HSBC mobile banking down for thousands across UK – BBC News Chinese shadow bank admits £30bn shortfall after ‘management ran wild’ | Chinese economy | The Guardian Exclusive: Barclays working on $1.25 bln cost plan, could cut up to 2,000 jobs -source | Reuters The intersection of finance and sustainability…

Things worth reading: 23rd November 2023

Things we’re reading today include: The end of Binance could be the end of crypto – The Post (unherd.com) Eurozone banks starting to show ‘stress’ as loan defaults rise, ECB warns | European banks | The Guardian Troubled China Shadow Bank Warns of $36 Billion Shortfall (yahoo.com) Financial Stability Review, November 2023 (europa.eu) Australian bank…

Things worth reading: 22nd November 2023

Things we’re reading today include: Binance’s Changpeng Zhao to step down as part of $4.3 billion DOJ settlement: CNBC Crypto World What To Expect From Crypto in 2024 – Forbes Advisor UK The Big Bank With a $15 Billion Conundrum in China | Mint (livemint.com) Deutsche Bank’s €12-an-hour workers gear up for a fight (ft.com)…