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The Finanser’s Week: 13th October – 19th October 2025

This week’s main blog discussions include … OK boomer! Mortgage by machines When I was a lad, to get a mortgage was a complex process. You would go to the bank for a meeting with the branch manager. The branch manager would assess you, your job security, work status and salary and, if all boxes…

The Finanser’s Week: 6th October – 12th October 2025

This week’s main discussions include … Is crypto the solution or the problem? Paying with crypto is traceable but favoured by fraudsters. Is it the solution or the problem? Fraudsters never know how their action impacts their victim, until confronted by the person they’ve defrauded. Is crypto the solution? After all, unlike fiat currencies, all…

Things worth reading: 10th October 2025

Things we’re reading today include … Central Banks Seen Holding Bitcoin, Gold as Key Reserves by 2030: Deutsche Bank Fears rise over $3trillion shadow banking crisis Gold bubble should prompt central banks to sell the metal Google taps Yapily to power bank account verification in Europe United Kingdom your no. 1 partner for finance, fintech:…

Things worth reading: 9th October 2025

Things we’re reading today include … Bank of England warns AI stock bubble rivals 2000 dotcom peak – Ars Technica Revolut’s Billionaire Cofounder Nik Storonsky Relocates To Dubai High street bank is offering £900 FREE cash for customers who switch – and you can get paid in time for Christmas | The Sun Why the…

Things worth reading: 6th October 2025

Things we’re reading today include: Dirty tricks claims by BBVA mar end of Spanish banking’s takeover battle Coinbase applies for federal trust banking license, says ‘we have no ambitions to be a bank’ Citigroup, Goldman, MUFG Among Banks Burned in $2.6 Billion Trade Monzo Weighs New Attempt at Landing US Banking License Russian Central Bank…

The Finanser’s Week: 29th September – 5th October 2025

This week’s main discussions include … Key take-away from #SIBOS 2025: it’s no longer banking and payments Watching Sibos from afar – I haven’t been invited for a while due to being too provocative – I was not surprised to see that Quantum computing, AI, CBDCs, stablecoins, tokenization and blockchain are all making the headlines,…

Things worth reading: 3rd October 2025

Things we’re reading today include …   Some of UK’s biggest banks ‘investing ever larger sums into fossil fuels’ | The Standard Are you bankrolling the climate crisis? – Which? Which bank is now the UK’s most valuable brand? | Mortgage Introducer Revolut receives more fraud complaints than any other bank for third year running…

Things worth reading: 2nd October 2025

Things we’re reading today include … BritCard backlash: Fintech leaders warn against government monopoly on digital identity Ripple Integration SWIFT Signals a New Era for Cryptocurrency Crypto ‘goddess’ convicted in world’s largest seizure Bank of England Governor suggests stablecoins need insurance Shawbrook prepares to launch initial public offering This Nigerian immigrant’s remittance struggles inspired a…

Things worth reading: 1st October 2025

Things we’re reading today include: Disgraced fintech start-up fraudster Charlie Javice sentenced to 7 years Top Banks Say They Are ‘Drowning’ In Payment Changes European banks are developing a stablecoin — the UK should take note Board of Spain’s Sabadell bank rejects improved BBVA takeover bid BBVA, the first bank to enable AI-powered card personalization…

Things worth reading: 30th September 2025

Things we’re reading today include … Global payments network Swift builds blockchain capability SWIFT, Global Banks To Expand Blockchain Use Sibos 2025: Breaking From Incremental Change to Rewire Banking Bureaucracy has stifled European innovation, says Deutsche Bank chief The future of payments: uniting with European banks to launch a stablecoin HSBC chair’s exit leaves Europe’s…

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