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Shaping the future of finance

Technology

A crowdsourced bank mobile app

Today, I read a few headlines that make me sit up and take note. First, the news that China’s just bursting over a billion mobile users.  Yes, China is a big economy with 1.3 billion citizens.  A billion mobile users is big news as it means that almost all Chinese citizens now have access to…

Square

US authorities start campaign against Bitcoin?

Several people pinged me yesterday to highlight the fact that Bitcoin has now become a target of the major payments processors. Not for acquisition. Not for partnership. Not for joint ventures. Not for support. No. Bitcoin is obviously becoming a threat to mainstream operations as it is now an active shut-down target. This was demonstrated…

Vanonymous

US authorities start campaign against Bitcoin?

Several people pinged me yesterday to highlight the fact that Bitcoin has now become a target of the major payments processors. Not for acquisition. Not for partnership. Not for joint ventures. Not for support. No. Bitcoin is obviously becoming a threat to mainstream operations as it is now an active shut-down target. This was demonstrated…

Vanonymous

The best of innovation in finance: #Finovate Europe 2012

The Financial Services Club is one of the major media partners with Finovate Europe, which took place last week. Last year I chaired the event, but my Ricky Gervais edginess proved too much for the American organisers at NetBanker, so this year was a slightly more dry affair, with a beauty parade of 35 companies demonstrating…

Finovate partners

Banks don’t need Big Data … just PFM

I had a revelation when being shown a presentation from one of the Personal Financial Management  (PFM) solutions firms yesterday. It was when we were talking about how consumers use PFM for peer comparison purposes.  If you’re unfamiliar with such stuff, it’s the ability to see how you stack up against similar people to yourself,…

Islandsbanki

Banks don’t need Big Data … just PFM

I had a revelation when being shown a presentation from one of the Personal Financial Management  (PFM) solutions firms yesterday. It was when we were talking about how consumers use PFM for peer comparison purposes.  If you’re unfamiliar with such stuff, it’s the ability to see how you stack up against similar people to yourself,…

Islandsbanki

What the Facebook IPO means for banks

I haven’t written much about social media lately.  The reason is that it’s now mainstream and dull.  When you're scanning future views, you’re not as bothered about Facebook and Twitter when everyone’s familiar with and using such services. Facebook's pervasiveness is well illustrated by the Facebook IPO  announcement, which gave a raft of good stats about how…

100 signatures

What the Facebook IPO means for banks

I haven’t written much about social media lately.  The reason is that it’s now mainstream and dull.  When you're scanning future views, you’re not as bothered about Facebook and Twitter when everyone’s familiar with and using such services. Facebook's pervasiveness is well illustrated by the Facebook IPO  announcement, which gave a raft of good stats about how…

100 signatures

Tell your CIO to get a new job (fast)

Just had an interesting banter about the future of technology with a technologist. We like to think that technology is special. It is. In the words of Arthur C Clarke: “any sufficiently advanced technology is indistinguishable from magic”, and he’s right. It is why I’ve spent my life being in awe of the speed of…

Tell your CIO to get a new job (fast)

Just had an interesting banter about the future of technology with a technologist. We like to think that technology is special. It is. In the words of Arthur C Clarke: “any sufficiently advanced technology is indistinguishable from magic”, and he’s right. It is why I’ve spent my life being in awe of the speed of…

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