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Just got an email from egress talking about people's attitudes to security.  Purely because it's interesting and I've got a lot on the table today, I though it worth sharing with y'all.  Hope you like it.

Throughout all my years of dealing with banks, 99% of the people I meet are downright honest, good to share a glass of wine with, people. They work hard, are customer focused and have the best intentions. Their only challenge is their management team and culture. On the one hand, some believe they are doing…

For the past three blog entries, I have tried to convey how the old world of products, processes and people – or manufacturing, operations and distribution if you prefer – is being re-engineered by technologies. Cloud-based products and services can deliver the bank products anywhere, anytime; open source processing via APIs allow those cloud-based products…

Building upon the previous two blog entries that discussed the new business models in banking based upon  products (cloud-shared leveraging data analytics) and processing (real-time via open sourced APIs), we now arrive at the customer layer (mobile and social).   Seen as the most important layer, as this is where the relationship between provider and…

Building upon the previous two blog entries that discussed the new business models in banking based upon  products (cloud-shared leveraging data analytics) and processing (real-time via open sourced APIs), we now arrive at the customer layer (mobile and social).   Seen as the most important layer, as this is where the relationship between provider and…

So I started this series of blogs by talking about the age of the Digital Bank and that it starts with these basics: products are cloud-based components that leverage data in the back office to be relevant to the customer in the front office. Building block one: cloud and big data. Building block two: APIs…

So I started this series of blogs by talking about the age of the Digital Bank and that it starts with these basics: products are cloud-based components that leverage data in the back office to be relevant to the customer in the front office. Building block one: cloud and big data. Building block two: APIs…

There is a sea change taking place in finance, the economy and the world, thanks to digitalisation and technology. In banking, I’m not sure that it’s seen, or that it is seen visibly, but the sea change is being enabled by seven key technology components right now: cloud and big data in the back office;…