FinovateEurope 2013 is only 4 weeks away and readers of the Finanser can get a 10% discount on the ticket price by entering 'FSClub2013' as your discount code when registering. With the expansion to two days this year the Finovate organisers have been able to select a ton of new fintech innovations (check out the presenter list)…
As we’re in the final countdown to the end of year celebrations, it’s a good moment to reflect on what’s happened in 2012 in banking. If 2010, the mantra was all about banker’s bonuses, bank governance and bank risk; and 2011 was more about bankers not giving a damn about their customers or society; 2012…
Unsurprisingly, my Friday blog entry got some backlash on twitter and through direct comments on the blog itself. The original blog entry proposed that people do not want transparency, as unbundling costs makes them angrier than if they are bundled. The feedback tells me that's not quite right: Simon Deane-Johns, aka Pragmatist, says that the…
Unsurprisingly, my Friday blog entry got some backlash on twitter and through direct comments on the blog itself. The original blog entry proposed that people do not want transparency, as unbundling costs makes them angrier than if they are bundled. The feedback tells me that's not quite right: Simon Deane-Johns, aka Pragmatist, says that the…
We had a good debate this week about the future for multilateral interchange fees (MIFs) amongst the card companies. The argument made for change by regulators appears to boil down to that the card operators and issuers are ripping off customers by taking percentage fees opaquely. These fees are applied throughout the process, and the…
We had a good debate this week about the future for multilateral interchange fees (MIFs) amongst the card companies. The argument made for change by regulators appears to boil down to that the card operators and issuers are ripping off customers by taking percentage fees opaquely. These fees are applied throughout the process, and the…
