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Trust y’all had a super break and then suddenly here we are in 2013. 13, unlucky for some … or maybe not. It’s looking like a nice and lucky year for some, and hopefully for banks in particular. After five years of complete rubbish, it’s about time. Sure, this year will be full of challenges…

So what’s the year been like from an investment view? Hmmm, well at the start of the year everyone said invest in America and, looking at the returns from the US markets, they may well have been right: Closing prices                   31 Dec 2011        17 Dec 2012       …

So what’s the year been like from an investment view? Hmmm, well at the start of the year everyone said invest in America and, looking at the returns from the US markets, they may well have been right: Closing prices                   31 Dec 2011        17 Dec 2012       …

Unsurprisingly, my Friday blog entry got some backlash on twitter and through direct comments on the blog itself. The original blog entry proposed that people do not want transparency,  as unbundling costs makes them angrier than if they are bundled. The feedback tells me that's not quite right: Simon Deane-Johns, aka Pragmatist, says that the…

Unsurprisingly, my Friday blog entry got some backlash on twitter and through direct comments on the blog itself. The original blog entry proposed that people do not want transparency,  as unbundling costs makes them angrier than if they are bundled. The feedback tells me that's not quite right: Simon Deane-Johns, aka Pragmatist, says that the…