Digital Bank
APP fraud in the app is costing us millions
Did you ever get that SMS saying a delivery was attempted but failed, or an email stating that you need to confirm details for a delivery or an in-app message to say ‘approve this’? These are the primary ways in which scammers are targeting consumers to give their bank information voluntarily, when it is not…
Multisensory payments: is this the future?
I just spotted a new innovation in India from Paytm, who I consider friends of mine after interviewing their founder, Vijay Shekhar Sharma for Digital Human a few years ago. What’s the innovation? Talking payments. The Paytm soundbox – which works both online and offline with QR codes – allows merchants and customers to hear their transactions…
Will Donald Trump be the Crypto President?
In a long feature, Bloomberg describes how Donald Trump has become a crypto fan. Trump Bitcoin 2024: How NFTs Made Him a Crypto Cheerleader – Bloomberg My reading: it’s based on his vanity. The cryptoworld created a whole range of NFT trading cards of Trump a few years ago and, because it made a lot…
The payments world is being transformed rapidly digitally … are you keeping up?
Sitting down to blog today, I wondered what was the difference between A2A and P2P. I’m sure you know that A2A is Account-to-Account and P2P is Peer-to-Peer, but surely they are one and the same thing? Ahem, no. According to Brite, a player in the open banking space: Account-to-account payments are direct transfers of funds…
With great power, comes great threat #Revolut #PayPal
With great power, comes great responsibility. It’s a quote from Spiderman, but actually not. It’s from Spiderman’s Uncle Ben. Well, it’s not tbh. It’s from Voltaire … or is it? Wherever it is from, it’s a great phrase. So, here’s a new one. With great power, comes great threat, and that one is from me….
We are in a Strategic Inflection Point … have you got that?
I’m sure you’ve all noticed that artificial intelligence (AI) is the big news of the last year, but have you been watching Nvidia, the chip maker that drives AI? It’s now bigger than Intel and about to exceed Microsoft and Apple in market valuation. Here’s an analyst’s view from Barrons: Nvidia Has More Than Doubled…
Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
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