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ChatGPT or a branch teller?
I’ve been sitting and thinking. Not a bad thing, but a dangerous thing. I’ve been sitting and thinking about AI, Artificial Intelligence. How will AI change banking and finance? Specifically, how could we use AI to change banking and finance? When I think about this, I think about how banking has changed since the last…
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Send a nude pic for a loan
Some years ago, I remember a Chinese lender, Jiedaibao by JDCapital, asking applicants to send them a nude photo to get the loan. The photo would be kept private unless the loan defaulted. If payments were missed, the photo would be shared online to all your friends and contacts. That’s a good way to ensure…
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Could stablecoins pull the rug from under the US markets?
This is quite a complicated update, but it came to mind when I saw that JPMorgan analysts are predicting stablecoins could destabilise the traditional financial markets. This is because the Federal Reserve decided in April that money funds created for the sole purpose of accessing its overnight reverse repo facility, which is called ON RRP,…
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Do you need to be in finance to start a fintech?
I saw an interesting comment the other day that got lots of shares, likes and clicks: fintech founders MUST have some experience in banking or financial services background first before they are funded. Many fintech neophytes destroy so much value not out of deliberate actions but just pure ignorance. Funnily enough the person making this…
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Does FinTech have a pulse in 2023?
KPMG’s recent Global Analysis of FinTech Funding Report shows a mixed landscape for fintech funding in H1 of 2023. The Americas, Asia Pacific (ASPAC), and Europe, Middle East, and Africa (EMEA) saw different rsults when it came to investments in venture capital and private equity funding. The key takeaways from the report for H1’23 included…
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Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?
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Learn more about Chris
The Past, Present And Future Of Banking, Finance And Technology
Fintech expert Chris Skinner: countries need digital transformation to remain competitive
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Global Awards
Lifetime Achievement Award
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Global 100 - 2024 Winner
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Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023
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Best Financial Markets Advisor of the Year 2023
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30 Best Regtech Blogs and Websites 2023
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Kids creating the future bank | TEDxAthens
Captain Cake and the Candy Crew
Captain Cake Winner of a Golden Mom’s Choice Award
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TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!
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Alex at the Financial Services
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Gaping Void's Hugh MacLeod worked with the Finanser
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