What did Jack Ma say?
I’m spending the week in China with Alibaba and ANT Financial. More details to follow, as this is all building towards a case study chapter in my new book Digital Human, and sat amongst 2,000 fans listening to Jack Ma yesterday and his vision of the future. Jack spoke in Chinese and I was listening…

Globalizing finance through FinTech
I got to thinking about yesterday’s post on humanity in part due to a discussion of global banking. Global, universal banking was the mantra of the 2000s and HSBC, Citi, Bank of America, BNP Paribas, Deutsche and more were all jumping on the bandwagon. After the global financial crisis, they all jumped off it again,…

Handcuffed by heritage
Building on yesterday’s blog, Money2020 has an official Money Magazine to go with the European show, produced by Norfico. I was picked as one of a few commentators to talk about what’s going on in the world and was featured in the magazine, which you can find and download here. Anywho, for blog purposes, I…

The way we bank is radically changing too
The British Bankers’ Association released their The Way We Bank annual report last Thursday. It was interesting. Here are the key highlights: Over the past five years customers’ activity on banking apps rocketed by 354%, with apps now an increasingly popular way to access current accounts rising from 21% of access in 2012 to 61%…

Klarna is a great illustration of the financial marketplace
I was going to blog about something different, when I spotted this article in The Financial Times about Klarna gaining a banking license over the weekend (thanks to Pascal Bouvier). The commentary has two key sentences, which I’ve highlighted, that illustrate all the things I have been saying about Banking-as-a-Service and curated marketplaces brilliantly, namely: Banking becomes…

How does a financial curator make money?
After my blog yesterday, about banks having to move from being control freaks in a proprietary operation building everything to becoming collaborative partners in an open marketplace curating everything, I was asked: “how do you make money out of curation?” It’s a good question, as marketplace curators make money very differently from proprietary product providers. …

12 reasons why banks don’t innovate
I just got back from the ICEEfest in Bucharest, Romania. It’s a fantastic expo organised by Dragos Stanca and his team, and was very enjoyable even with the master of ceremonies, Jeff Leach, taking the mickey out of me. Jeff is an actor and comedian, and spent the whole conference f-bombing the speakers and the…


Chris Skinner Keynote, April 2025, Europe
Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?

Learn more about Chris
The Past, Present And Future Of Banking, Finance And Technology
Fintech expert Chris Skinner: countries need digital transformation to remain competitive
Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Chris’s latest book

Chris Skinner’s ‘Intelligent Money’ Book Launch Event
Lifetime Achievement Award

Kids creating the future bank | TEDxAthens
Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser
