Fintech

Writing more and more about chatbots, robots and AI, I can see a day coming in the not too distant future where we won’t be able to tell the difference between the human and the machine.  That’s not scary science fiction, as it’s now almost science fact.  However, there is still a long way to…

When you have your basic needs covered – food and shelter – what do you need then?  According to Maslow’s hierarchy of needs, it’s our psychological needs – love, belonging, self-esteem. This is exactly where digital plays into our hearts.  Our love and belonging is in Facebook and Baidu, which is why these are so…

I blogged recently about American banks beating up the regulators to stop account access via APIs.  I heard this in various White House meetings in 2016, and assumed all banks and bank people felt the same way.  Well, they don’t.  Citi’s head of FinTech Policy, Andres Wolberg-Stok, got in touch to clarify the true situation….

I try to generally avoid making political commentary on the blog as it’s not appropriate. This is a blog about technology and finance, not the economy and politics.  Every now and again the two come together such as with Brexit and Donald Trump.  Equally sometimes they cannot be avoided as the politics impacts the financial…

I often make a keynote presentation – about two or three times a week – and try to change my presentation as frequently as possible so that those who see me two or three times in a month – and it does happen – aren’t bored but, more importantly, to ensure that I’m not bored…

I tweeted this the other day, and it got a lot of likes, so I thought I’d make it today’s blog title.  We seem to have lost a lot of buzz on blockchain this year, even thought it’s still buzzing away as much as ever before.  I recently was talking about how blockchain is great…

I wrote a piece recently about the challenges of being a challenger bank.  It coincided with the news that my friends at solarisBank had just achieved a Series A funding round of €26 million.  Neatly, co-founder of solarisBank Marko Wenthin spotted my post and decided to send a reply.  Here is his thoughts on being a…

I’ve been working closely with BKM, the Turkish retail payments clearing company, for a few years now.  They manage the Fintech Istanbul program, and are the powerhouse behind many of the innovations we’ve seen in Turkey from mobile wallets to contactless payments. Their CEO, Soner Canko, will be presenting to the Financial Services Club on…