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Banking in 2122

Throughout the last century, we saw a massive change in the financial systems of the world thanks to technology. Now that such technologies are embedded in everything we see, hear and touch, even smell and taste, everything has networked and connected globally. We can talk to people on top of Everest, in a crater of…

Big Bang 2.0: creating Singapore-by-the-Thames

When Brexit happened, everyone wondered what the UK government plans would be for the City. Specifically, they wondered whether the plan would be to create Singapore-by-the-Thames. This would mean a low-tax, high-achiever culture that would encourage mass inward investment and recognise that the City offered greater advantages for profit than any other place in Europe…

Welcome ChatGPT … should Google be worried?

Unless you’ve been sleeping under a log this week, you must have heard all the buzz about ChatGPT. ChatGPT is an OpenAI place where almost any question you have in your head can be answered. The reason it’s got such a buzz is that within just a week of launch, there are over a million…

How about a future life living on a ship?

When you are super rich and ultra-high net worth, what’s the next step? Houses in every continent? A private jet? Or an apartment on a cruise ship that allows you to claim non-residency in every country of the world … and therefore zero tax status globally? The latter seems to be the most popular, which…

This week’s FU!

Before you watch this week’s show on the biggest, most controversial and WTF stories of #fintechuncut, candid commentary on the biggest #Fintech and #FinancialServices stories of the week that was, how about a little quiz for yourself? The European Commission predicted something or someone to be on the road of irrelevance. Who or what is it? Never waste a…

Modern Life

My energy bills have shot up, like most peoples, so I rang the energy firm. I was greeted by you are 193rd in the queue. This didn’t sound good. After two and a half hours the phone was picked up. My bill doesn’t seem right, have you taken a reading? I asked. No, but the…

What the world will look like in a hundred years [Part Two]

The year is 2122. The world has changed. The world is still here, just, but the frozen North and South is no longer frozen. The Earth is boiling. In terms of economics, China rules; India has surpassed America; Africa is still rising; whilst Europe is a mess. The Royal Family has disappeared and over a…

What the world will look like in a hundred years (Part One)

Written in 1922 Walter Lionel George, an English writer, wrote a piece for The New York Herald predicting the world a century ahead. Here is his piece – with a little bit lost in translation – and, tomorrow, I will post my view of the world in 2122. There is a good old rule which bids…

We know about Zombie Banks … but what about Zombie Businesses?

It’s Halloween. It’s time for a fright! And so Swiss Re decided to do just that. Some headlines catch my attention, and when Swiss Re launched a report about Zombie Businesses the other day, well … I had to read it. The report, after the headline, is less explosive, and is all about corporate debt: “The…

Paying with a token is card 2.0

I’m watching things every day, and am immersed in DeFi, CeFi, WiFi and HyFi (not forgetting ReFi), but I read something the other day and thought: WTF? Let’s share it. Just bought an airplane ticket without having to add my name to it, and then I listed it to sell it back. This was through the TravelX protocol…

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