Can machines replace humans?
Yet another day of reflections – too many of those lately – and thinking about generations. My parents were war parents, living through the Second World War; their parents were people growing up in Edwardian Britain as a carpenter and housewife. Things were different. I don’t remember my parents struggling, although I know my grandparents…

Five strategic themes to focus upon
There are five main themes driving where we are today and tomorrow: digital transformation; inequality and inclusion; having a clear purpose; stakeholder capitalism; and digital transparency. The network is connecting us all. This is a digital revolution. We are breaking from the past centuries of industrialising everything to the next centuries of digitalising everything. It…

What currency will you be using in 2121?
Having watched the emergence of cryptocurrencies, digital currencies, blockchain and Distributed Ledger Technology (DLT) for a decade, I have made a firm view. Most of the people involved in this space are deluded and naïve; most of the people involved in this space don’t understand the system or how things work in the world; and,…

Trickle-down economics, the 1% and the masses
I had a bit of a twitter spat with my friend Peter Matza, who has a background in corporate treasury. You can follow the thread from here: The total wealth of billionaires worldwide rose by $5 trillion to $13 trillion thanks to digital transformation and government stimulushttps://t.co/DyaBU46xaQ via @paullewismoney — Chris Skinner (@Chris_Skinner) May 14,…

The case for cannibalising the bank
I was thinking about run the bank, change the bank, and the challenges therein. Part of it was down to a conversation that repeats quite often about it being easier to launch a new bank than change the old bank. Something I’ve argued against regularly. Reason being: what are you doing with the old bank, its…

Chris Skinner Keynote, April 2025, Europe
Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
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