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Future

Visions of the future … 1960s stylee

Last year, I stumbled across predictions from a century ago, and responded by making some predictions for a century ahead.  Strangely enough, there was also a moment to look back over the last fifty years of technology developments around that time too. So it must be whilst sitting around on holidays that these things come out as,…

1975 and change

Save the City

There’s an interesting economist out this week with a front page saying: “Save the City”, which seems to be getting everyone a little bit worked up. Why? Because it’s in defence of the City. The story talks about the history of the City, and how its future may be jeopardised by the regulatory and taxation…

Economist1

Save the City

There’s an interesting economist out this week with a front page saying: “Save the City”, which seems to be getting everyone a little bit worked up. Why? Because it’s in defence of the City. The story talks about the history of the City, and how its future may be jeopardised by the regulatory and taxation…

Economist1

2012: a bank technology outlook

What’s hot in tech in 2012 is a continuation of what’s hot in tech in 2011: cloud, smartphones, tablet PCs, contactless mobile and more. Rather than just repeating all that again, let’s be more specific: Contactless mobile will reach a tipping point in retail payments Social media will become a core communications tool PFM, combined…

Frictionlesshownfcisgoingtochangetheworldnfc_4e5faebe3a4d4 (1)

2012: a bank technology outlook

What’s hot in tech in 2012 is a continuation of what’s hot in tech in 2011: cloud, smartphones, tablet PCs, contactless mobile and more. Rather than just repeating all that again, let’s be more specific: Contactless mobile will reach a tipping point in retail payments Social media will become a core communications tool PFM, combined…

Frictionlesshownfcisgoingtochangetheworldnfc_4e5faebe3a4d4 (1)

2012: a banking outlook

Yesterday, we talked about the economic outlook for 2012.  What about the banking outlook? Well it’s also challenging, with five clear things happening: Regulatory change will still be high on the agenda Investment banking will get a radical overhaul Clearing and settlement will become a much bigger focus Reconstructing distribution will be a big challenge…

Frictionlesshownfcisgoingtochangetheworldnfc_4e5faebe3a4d4 (1)

2012: a banking outlook

Yesterday, we talked about the economic outlook for 2012.  What about the banking outlook? Well it’s also challenging, with five clear things happening: Regulatory change will still be high on the agenda Investment banking will get a radical overhaul Clearing and settlement will become a much bigger focus Reconstructing distribution will be a big challenge…

Frictionlesshownfcisgoingtochangetheworldnfc_4e5faebe3a4d4 (1)

2012: an economic outlook

2012 is here and we all hope it’s better than 2011.  Sure, some of you may have had a very good last year, but most thought it pretty dire with job losses, austerity measures, civil uprisings, protests, a second financial crisis in the Eurozone and more being the name of the day. Time Magazine named…

The Protester

2012: an economic outlook

2012 is here and we all hope it’s better than 2011.  Sure, some of you may have had a very good last year, but most thought it pretty dire with job losses, austerity measures, civil uprisings, protests, a second financial crisis in the Eurozone and more being the name of the day. Time Magazine named…

The Protester

The future competitive battleground

I blog a lot about the disruptions of new technologies on bank structures, but only in the last few weeks had the chance to reflect upon what this means overall to a bank’s strategy. A bank is a digital business, as mentioned so often before. As a digital business, all banking can be broken down…

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