Future

I engaged in a lengthy debate yesterday about digital banking (for a change). The core of the discussion is whether humans are needed in a digital bank. Not humans to program the bank, as they’re obviously needed, but humans to service the customer. It was somewhat of a null debate, as you will definitely have…

I presented this morning the vision of 2035. It’s too long and too much to go into (I had 2 hours to present and got through half my slides!), but the core of the presentation went along the lines of defining Earth 2.0. I actually don’t like the term 2.0 or 3.0, but it’s well…

I presented this morning the vision of 2035. It’s too long and too much to go into (I had 2 hours to present and got through half my slides!), but the core of the presentation went along the lines of defining Earth 2.0. I actually don’t like the term 2.0 or 3.0, but it’s well…

It is interesting to hear the non-stop debate about the UK housing market bubble (and it is a bubble); the settling of the European markets after the sovereign debt crisis; the burgeoning US economy that is getting back to normal superpower status; whilst China will be the #1 economy by 2018; and other bullish market…

As mentioned last week, one of my clients has asked me to present a vision of banking in 2035. That’s a long way out. To put it in context, I would have to jump back in time to 1993 to think about banking in 2014. In 1993, we didn’t have much idea about the future….

For some years now, banks have been grappling with the idea of cloud. A bit like Big Data, ‘cloud’ is this amorphic term that offers a panacea of solutions and nothing specific. This is not actually true, but the wide-ranging breadth of cloud and few and far between examples of depth, make it a term…