Future

A controversial title I know, but one that summarises well the conversation I was having with one senior European banker about the crisis we have today. He turned to me and said: “the problem with Europe and many other economies is a lack of growth and this is not the crisis today, but the one…

In case you didn’t see it, Wired magazine ran an article about Jack Dorsey and Square this month.  Throughout the article, they compare Jack Dorsey to Steve Jobs and Square with Apple. In a long opening – the first page is just about pouring tea! – they finally get to the crunch so here’s my shorter,…

I’ve already given some reflections on last week’s innotribe meeting in my write ups of Metro Bank and Fidor Bank. Now, for a more general write-up, I’ve taken the inputs of Kosta Peric, the SWIFT innovation group leader who runs innotribe; the innotribe start-up details; and the input of participating company Allevo; to put together my own summary…

Talking with a friend this week, they said that they had found my blog entries a little over the top lately.  “Calm down”, she said, “and stop being a rebel without a cause.” But that’s where she’s wrong. I am a rebel (?) with a cause: the disruption of banking as we know it. Now…

We talk a lot about the threat of mobile carriers and telecom firms moving into banking and eating our lunch.  We cite examples such as NTT DoCoMo buying a credit card firm or Safaricom becoming the biggest financial transactor in Kenya, and what that will mean to banking in the future.  We see O2 and…

I often use two discussion points by way of background when talking about the future. The first is that kids will show you the way, because children are rushing towards the future whilst most adults are rushing away from it. Children at 9 and three-quarters and 12 and half, whilst adults are celebrating their 31st…