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Future

Think the unthinkable

IHand

Many interesting, weird and wonderful things drop into my inbox, Facebook newsfeed and twitter status updates. Take yesterday. I was sent: a copy of the BBA’s Annual Abstract of Banking Statistics, lots of notes from my accountant, various invites to press shindigs, a note from FatBoy Slim, who is an …

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Bank branches and the next gen mobile

Spent a lot of time yesterday talking with folks about the future of money, payments and banking. The conversation got interesting in two particular areas: branches and mobile services. This is because I realised some things. Take branches. There appears to be an evolution of branch usage from underbanked economies …

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With perfect foresight, where would you invest?

I recently blogged a lot about 10,000 year thinking, the Long Now and how it relates to financial services. If you missed it, then here’s the info: The Long Now of Finance, Part One The Long Now of Finance, Part Two The Long Now of Finance, Part Three In fact, …

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Financial innovation @Finovate

Image_thumb_1

Whilst I hid in Singapore last week, Finovate – the excellent financial innovation conference run by Jim Bruene and co at NetBanker – took place in San Francisco.  I wanted to go this year, as Finovate is definitely the one place you will find the NEXT generation of banking and …

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Why payments innovations are rubbish!

Here's my latest retail payments focused presentation.  It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies.  However, all of these innovations are just froth on …

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The World of Me (Part Two)

MEFTEC link

Building on the World of Me post last week, I’ve just found out how powerful the tools are that are at our disposal today. This week, I’m meant to be chairing a conference in Bahrain: MEFTEC.  MEFTEC is now in its sixth year, and I’ve attended every year as a …

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Come and join the Ryanbank

Ryanair

Going back to the idea that a bank could offer a widget-based business model of functionality and that everything these days is free, makes me realise exactly what tomorrow’s bank will look like. The thought struck me yesterday when I took my brother-in-law’s lad to see Clash of the Titans …

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Branches are dead, the future is social

EBF2010

I haven’t posted a presentation recently.  Been a bit lazy, so here’s a bonus. My latest presentation on the future of (retail) banking: Branches are dead, the future is social View more presentations from Chris Skinner. And an audio file to go with it: Download Chris Skinner, EBF2010 (45MB) This …

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The World of Me

FSClub 2000

I was watching a program about Sandi Thom. Sandi was the girl who played music in her bedroom, put it on MySpace, got picked up by a record firm and became an overnight star with a massive hit: "I Wish I Was A Punk Rocker (With Flowers In My Hair)" …

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