Chris Skinner's blog

Shaping the future of finance

FinTech Africa: the amazing transformation

When you mention Africa, some people think it is a country full of famine and war. First, it is not a country but a continent and yes, there is some famine and war, but that’s not Africa. Before the pandemic, I travelled to many countries in the region and had amazing experiences in Kenya, Rwanda,…

The Finanser’s Week: 24th January 2022 – 30th January 2022

This week’s main blog discussions included … We need to talk about crypto Crypto is in its usual rollercoaster mode with bitcoin prices halving in January, but then it did the same in January 2021. Regardless of this and, building on yesterday’s blog, there’s an interesting trend I’ve spotted, and it is the reason why…

NFTs and crypto are all about beliefs

South Park recently did a great skit on NFTs, and one line really resonated with me: The reason the line works so well is that money and finance, markets and companies, countries and laws, are all about beliefs. That’s the basic underlying fundamental. If you believe this contract with this currency authorised by this government…

Can someone dumb down NFTs?

Based on this article from the Verge, I thought I’d give my explainer of NFTs. What does NFT stand for? NFT stands for Non-Fungible Token, an acronym and phrase that no mere mortal understands. The gist of it is the word Fungible. Fungible means it can be replaced by something else. I give you a…

We need to talk about crypto

Crypto is in its usual rollercoaster mode with bitcoin prices halving in January, but then it did the same in January 2021. Regardless of this and, building on yesterday’s blog, there’s an interesting trend I’ve spotted, and it is the reason why bitcoin is not going away. The trend is that if you live in…

He ‘robbed’ his bank to get his own money back

You may or may not have spotted this headline and, even if you did, you might have thought ah well, it’s Lebanon. I’ve been to Lebanon and can say it’s a fantastic country full of amazing history. Sure, it has its troubles, and those troubles have escalated in recent times, but it is a country that…

Have big banks lost the plot?

I’ve said for some years that digital challenger banks will not break the stranglehold of the big banks on the retail banking space. Am I wrong? According to a new report by the UK regulator the Financial Conduct Authority (FSA), things are changing fast. Around one in 12 (8%) personal current accounts are now held…

The Finanser’s Week: 17th January 2022 – 23rd January 2022

This week’s main blog discussions include … A great list of central bank thinking about digital currencies (#CBDC) Madhvi Mavadiya, Head of Content at Finextra, just posted a great list of developments in Central Bank Digital Currencies (CBDCs). She promises to keep it updated and the link is here. It covers every country from Antigua…

To vax or not to vax: that is the question

We are all probably aware of the furore over Novax Djocavic and the Australian Open tennis championship. The issue is to vax or not to vax. Now, some people can’t get a vaccination due to their health conditions but, other than this, governments are telling us you must get vaccinated. France mandates “a vaccine pass that…

Chris Skinner Keynote, April 2025, Europe

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser