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Shaping the future of finance

Five FinTech Themes from 2017

Following on from talking around the big ten tech themes last Friday, I thought I would follow up with five FinTech themes for right now.  This came out of a keynote speech I gave at Celero’s 9th annual technology conference in Canada last week. It was fun with the CEO, Bob Reczka, kicking off the whole…

The next ten years of technology from Gartner and Skinner

I just spotted that Gartner have made a series of ten bold predictions for IT 2018 and beyond. They are summarised nicely by Forbes and are: By 2021, early adopter brands that redesign their websites to support visual- and voice-search will increase digital commerce revenue by 30%. Gartner has found that voice-based search queries are the…

The top trends in retail banking innovation

I get lots of input from many sources, and one of the ones I like is the innovation survey of banking produced annually by EFMA with Accenture. It also usually proves to be one of the most read items on my blog – here’s the 2015 and 2016 reports – so, as I know you like it…

The Corporation of London has a secret Brexit plan

There’s a report coming out later today that sets out the Corporation of London’s Brexit plans, and the deal the City wants with Europe. There is also something that occurs to me which might protect the City’s interests more than anyone expects. It is the oldest continuous democratic commune in the world, dating back over…

Do you really think that Google or Amazon want to be a bank?

I’ve said continually that firms like Google and Amazon will never open a bank. I still believe that this will be the case – Facebook and Apple also fall into this view – and mainly hold this view because these companies would find full service banking a difficult and unprofitable space. In fact, I’ve blogged…

The Finanser’s Week: 25th September – 1st October 2017

This week’s main blog headlines are … My fictional partner This is my wife. She doesn’t know she’s appearing on my blog today, but it doesn’t matter because she doesn’t exist. Well, she does physically but, according to my bank, she doesn’t exist. I only discovered this recently, due to trying to open a new…

My fictional partner

This is my wife. She doesn’t know she’s appearing on my blog today, but it doesn’t matter because she doesn’t exist. Well, she does physically but, according to my bank, she doesn’t exist. I only discovered this recently, due to trying to open a new joint investment account. To open the account, the bank asked…

How the world has changed …

I’m going way, way back in time to when I was a mere youngster in finance. Yes, there were planes, trains and automobiles back then you insulting, poisonous bunch-backed toad. Anyways, back then, I did a business process analysis of one of the country’s largest financial firms and I still remember to this day what…

Don’t trust anyone

I just hosted Jamie Woodruff, the Ethical Hacker, at our Nordic meetings in Oslo and Stockholm. He’s always got some good stories to tell, like how he uses your children’s toys to listen to your conversations or pretending to be a waiter at the hotel restaurant to catch all the gossip at a conference. In…

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