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Is it Fintech or Techfin (Part Two)

In part one, I talked about the views of the Fintech start-ups who begin with thinking: how can I transform this financial process using technology?  Banks think differently and begin with thinking: how can I apply technology to this financial process?  The core difference is that banks think Techfin rather than Fintech.  They begin with…

The Finanser’s Week: 1st February – 7th February 2016

Our main stories of this week includes … Is it Fintech or Techfin (Part One) In conversation with bankers and start-ups, it is clear that there is a differing view of the world.  It is not as clear-cut as nimble innovator versus dinosaur incumbent, which is how many portray this chasm of difference of thinking, but…

Is it Fintech or Techfin (Part One)

In conversation with bankers and start-ups, it is clear that there is a differing view of the world.  It is not as clear-cut as nimble innovator versus dinosaur incumbent, which is how many portray this chasm of difference of thinking, but there is a difference in thinking.  It is a radical difference in thinking, and…

What is and what isn’t a ‘blockchain’?

There are a few friends in my network whose opinions I respect and Professor Michael Mainelli, Chairman of Z/Yen Group is one of those.  He has kindly given me a really insightful paper into blockchain technologies and terminologies.  For the uninitiated, it will enlighten and for the initiated, it will offer something new.  Enjoy … Terminology…

Eurosceptics rule KO!

So we had our annual update on all things EU yesterday from David Doyle, loyal friend of the Financial Services Club and our opening keynote in most years as we are all keen to know what the Eurocrats are thinking.  In prepping for the meeting, I got to thinking about the state of Europe today. …

Banking is going through a revolution

I often claim that we are going through a revolution in commerce and, every time we go through a revolution in commerce, we go through a revolution in finance. The first great revolution in commerce was the move 5,000 years ago from barter to money.  Money was invented because the barter system broke down, as farming…

Digital? Not when it’s Material!

I blogged a short while ago about Roboadvisors, and with the recent stock market meltdown due to China’s economy slowdown, it’s interesting to see today’s Financial Times talking about the impact on these fledgling firms. According to the FT, the emergent roboadvisor market that includes Personal Capital, Betterment and Wealthfront, and now managing a combined $100…

The Finanser’s Week: 25th January – 31st January 2016

Our main stories of this week includes … Who wants to be a (Fintech) Unicorn? For the past year, there’s been lots of talk about Fintech Unicorns – start-up companies with over a billion dollar valuation launched since 2000.  Jim Bruene at Finovate – register for Finovate Europe with 20% discount using FSClub20 – wrote about so…

Welcome to the Bankchain …

There’s lots of discussions about financial markets and their different structures.  Retail and commercial banking are likened to farms, whilst investment banking is a jungle.  Retail and commercial banking have dull products likened to chickens.  Look after them and they produce regular and predictable results.  Investment banking is just full of testosterone fueled animals that…

The heart of the blockchain use case: digital proof (Everledger case study)

I don’t normally blog about a particular start-up or specific company, but today’s an exception as there’s a company that’s caught my eye because it’s appearing everywhere.  Literally every tech show I’m attending, they’re there and winning awards.  This company won €30,000 in the BBVA Open Talent Competition last September, a Meffy award in October…

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Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

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Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

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