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I kept Tuesday’s blog entry short because I knew that everyone was making predictions and writing much more in-depth pieces.  Today’s guest blog entry is from Finanser friend David Horton. David wrote a great piece on LinkedIn over the holidays providing his five banking technology predictions for 2017 and has kindly allowed …

I kept yesterday’s blog entry short because I knew that today’s was long, and it’s a guest blog entry from my good friend Jim Marous.  Jim produces a great report each year, curating the thoughts of 100 industry leaders including myself, on what is going to happen in the year …

There are lots of predictions being made for 2017.  After all, it’s that time of year.  So, having reviewed whether mine were right or wrong at the end of 2016, my first blog for 2017 is to make 10 predictions for 2017. Rather than making this a long and detailed …

I was looking through Google Analytics to see which of my blog entries had been most read in 2016.  Here’s the list and, as you will see, it’s mostly people reading about blockchain news, although how to change the bank, fintech and innovation all get high rankings too. The top …

Tis the season to be jolly and, in that spirit, I thought it was time to update some of our Christmas songs.  Here’s the revised version of the twelve days of Christmas ….   On the first day of Christmas my big bank sent to me: A diamond in an …

I join in several different podcasts globally, and am a regular on a few. One of those is FinTech Insider, who just recorded an episode that will be released in three parts on December 26, 27 and 29.  The reason is that it is in three parts is that there were …

The first week of January each year I make a range of predictions about what’s to come.  The last week of December each year, I look back at my predictions and call myself out as to whether I was right or wrong.   So here were the predictions made back in …

I blogged a while ago about Anthony Browne, the Chief Executive of the British Bankers Association (BBA), talking at the Financial Services Club about the challenges facing banks.  He covered it in five big areas of change: Regulation Competition between banks Competition between countries and regions Governance and ethics Digitalisation …

Earlier this year, I summarised some of the best research papers that had been released on FinTech and Blockchain in three parts: Part 1, Part 2 and Part 3.  Thanks to Oliver Bussmann’s blog, I can now provide you with a list of the best research released on Fintech this year.  Enjoy! 2016-12 …

A summary of the main blogs of the week … Open Banking consultation (deadline December 23 2016) I’ve been talking a lot about open sourcing financial services this year and, more recently, tracking Open Banking.   The Open Banking Working Group was launched just over a year by HM Treasury to …

I’ve been talking a lot about open sourcing financial services this year and, more recently, tracking Open Banking.   The Open Banking Working Group was launched just over a year by HM Treasury to create an Open Banking Standard.  The standard is meant to guide how open banking data should be created, shared and used …

So we finished the Financial Services Club season with a discussion of the implications of Brexit on the City of London and Fintech London, with a panel debate amongst four stellar people: Sharon Bowles, former MEP and now Baroness Bowles of Berkhamsted; Lawrence Wintermeyer, CEO, Innovate Finance; Jeremy Light, Managing …

Building on yesterday’s news, the consumer research organisation Which? just released a report with a whole bunch of stats on UK bank branch closures.  Over 1,000 branches have closed in the last two years, with HSBC being most aggressive, shutting over 27% of their network. Source: BBC A total of …

I was pointed to this article in the weekend’s Daily Wail by the one and only Duena Blomstrom, and it makes for great reading.  It’s all about the death squeals of consumers and journalists as they see the last bank in the village leave.  Here’s the list of HSBC bank branch …

I’ve written a bit about space this year, because it’s getting really interesting.  It’s also because I’m a frequent flyer and can see how our world of transport has changed so, so much. When I was little, my grandparents lived in a small village in North Devon.  They had lived …