Chris Skinner's blog

Shaping the future of finance

Mobile

Banks are just data vaults

There have been several themes I’ve explored on the blog lately that are the foundations of my latest presentations: Mobile is irrelevant, it’s the behaviours that are key Money is meaningless, it’s the data that is important Capitalism is dead, we are now ruled by social capitalism  Privacy has gone and security is our greatest…

Mobile’s time has come

It’s the Mobile World Congress week this week, so everyone’s talking about mobile. In our space, the big announcements came from MasterCard and Visa. MasterCard launched a digital wallet in a joint venture with mFoundry, whilst Visa announced an NFC partnership with Samsung. MasterCard’s digital wallet is called MasterPass.  In effect, it is the launch of…

PayPal mobile

Mobile’s time has come

It’s the Mobile World Congress week this week, so everyone’s talking about mobile. In our space, the big announcements came from MasterCard and Visa. MasterCard launched a digital wallet in a joint venture with mFoundry, whilst Visa announced an NFC partnership with Samsung. MasterCard’s digital wallet is called MasterPass.  In effect, it is the launch of…

PayPal mobile

A new currency payment system is about to explode

Before leaving the subject of , personalisation and virtualisation, there’s one last area that is worth delving into. This one came up when I was working on my latest iteration of the way in which money is evolving, and I have the firm belief that the exchange of value digitally will be as, if not…

Flooz_354107

A new currency payment system is about to explode

Before leaving the subject of , personalisation and virtualisation, there’s one last area that is worth delving into. This one came up when I was working on my latest iteration of the way in which money is evolving, and I have the firm belief that the exchange of value digitally will be as, if not…

Flooz_354107

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important.  In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…

Don’t forget socialisation and gamification: tomorrow’s banking today

Building upon the discussions about personalisation and virtualisation, these are important.  In fact, as I’ve mentioned before, personalised, virtualised in real-time on my mobile is PFM-squared (does any of that last sentence make any sense?). So then I was recently asked to address a conference with a mix of banks from all sectors, and to give…

From personalisation to virtualisation: tomorrow’s banking is here today

Checking out this morning’s news , I discovered this new innovation from Wells Fargo where you can get personalised ATM messages. The new ATMs include customised screens based on customer preferences and “favourites” that are highlighted on the screen based on the personal usage of ATM’s by the customer.  There’s also a tool called “ATM Cash…

From personalisation to virtualisation: tomorrow’s banking is here today

Checking out this morning’s news , I discovered this new innovation from Wells Fargo where you can get personalised ATM messages. The new ATMs include customised screens based on customer preferences and “favourites” that are highlighted on the screen based on the personal usage of ATM’s by the customer.  There’s also a tool called “ATM Cash…

If you didn’t think a payments revolution was taking place, think again

If you didn't think there was a payments revolution taking place, then think again as dealmaking websites like Groupon, Living Social and Huddlebuy have been pushing payments systems.  It makes startling and notable change when you see consumer-based services pushing merchant and business based services at low cost. First there was my free deal for…

IZettle