Opinion

I recently had an epiphany.  It was not painful, but it was enlightening. The realisation occurred to me as I looked at this chart from Zopa: It’s an interesting chart, especially the hockey stick rise in funds transferred as the financial crisis hit, and relates to a recent headline in the Financial Times: “P2P group…

I recently had an epiphany.  It was not painful, but it was enlightening. The realisation occurred to me as I looked at this chart from Zopa: It’s an interesting chart, especially the hockey stick rise in funds transferred as the financial crisis hit, and relates to a recent headline in the Financial Times: “P2P group…

There’s a new book out about Fred Goodwin, the former Knight of the Realm. It shows what a control freak he was. How come no-one spoke up at the time? Because he was some form of sociopath apparently. I’ve mentioned this before – is your boss a demented maniac? – but Fred shows all the traits…

I used to think that we were good at designing systems.  We would phase test them, user test them, stress test them and more, and eventually we would roll out the system and it would work.  And life was good. Then we started getting into a new world of developments where systems relied on networks,…

I used to think that we were good at designing systems.  We would phase test them, user test them, stress test them and more, and eventually we would roll out the system and it would work.  And life was good. Then we started getting into a new world of developments where systems relied on networks,…

I must admit, having listened to Jeremy Roe regarding banks mis-selling swaps contracts along with Which? and the leader of bank employee union Unite talking about how general staff and customers feel about mis-selling, I’m a little bit cynical. Have banks behaved badly or are customers a little bit stupid? This occurred to me after writing up Jeremy’s…

There's a theme that keeps cropping up at most conferences I attend around the remodelling of banks. It came up again today in a discussion about data leverage at the Asian Banker Summit, and it occurred to me again recently, when I chaired the future focused day at IPS 2013. The theme is how do…

There's a theme that keeps cropping up at most conferences I attend around the remodelling of banks. It came up again today in a discussion about data leverage at the Asian Banker Summit, and it occurred to me again recently, when I chaired the future focused day at IPS 2013. The theme is how do…