Opinion

Webinar the World

Webinars are growing in popularity as a substitute for conferences this year, particularly as folks can't leave their offices these days due to cost and travel restrictions, so this sort of meeting will no doubt be on the increase. I presented two this week for example, although it is weird presenting to an audience you…

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Why technology firms don’t get business

For too long, I’ve worked in the tech industry. I realised this when talking with a friend about the ways in which most tech firms get it wrong.  He was lamenting the fact that the dialogue I have around things like Social Finance, SEPA and the PSD, MiFID and more is very business oriented, and…

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This crisis is nothing new

We talk about how the financial market gloom is so bad, and our politicians have now all caught the swine flu too … but it's nothing new. Life has always overwhelmed us with its speed of change and the turbulence such change causes. Take this summary from one of my favourite books: “The pace was…

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Branches Wanted: Dead or Alive?

There are wide differences of opinion between different banks of the role of a branch these days. Is a branch a branch, a store, a transactional centre, a sales centre, a retail lobby, an automated machine or all of these things or none of them? On the one hand, I see HSBC saying that branches…

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A real-time global pulse

As we use low latency systems, faster payments, twitter and other technologies, we silently watch the revolution of our world from local to global communities, and to a real-time global pulse. The thing is, do you ever stop to notice? The fact that you can trade in a millionth of a millionth of a second,…

The danger that SEPA may not happen

I was invited to a conference this week and given the title of the talk as: “Why there’s a very real danger that SEPA may not happen”. As a good European who believes in the PSD and SEPA, I declined to discuss this and invited my long-time acquaintance Sir Jonathan Brit to speak on my…

The danger that SEPA may not happen

I was invited to a conference this week and given the title of the talk as: “Why there’s a very real danger that SEPA may not happen”. As a good European who believes in the PSD and SEPA, I declined to discuss this and invited my long-time acquaintance Sir Jonathan Brit to speak on my…

The Future of the City of London

I've seen a couple of bits of commentary in the past week about the City of London losing its strength, namely: City's dominance in doubt (Telegraph) London Ponders Its Future as Financial Powerhouse (New York Times) During the boom years of the 2000s, London competed with Frankfurt and New York to become the financial centre…

The Future of the City of London

I've seen a couple of bits of commentary in the past week about the City of London losing its strength, namely: City's dominance in doubt (Telegraph) London Ponders Its Future as Financial Powerhouse (New York Times) During the boom years of the 2000s, London competed with Frankfurt and New York to become the financial centre…

The Susan Boyle Bank

I’ve talked before about the new economics of banking and how the businesses we ran ten years ago should now cost 80% less to run. For example, 80% of the costs of the Financial Services Club would have been in mailing, telephone and printing ten years ago, sending out newsletters and invitations, calling people to…

Susan boyle