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The danger that SEPA may not happen

I was invited to a conference this week and given the title of the talk as: “Why there’s a very real danger that SEPA may not happen”. As a good European who believes in the PSD and SEPA, I declined to discuss this and invited my long-time acquaintance Sir Jonathan Brit to speak on my…

The danger that SEPA may not happen

I was invited to a conference this week and given the title of the talk as: “Why there’s a very real danger that SEPA may not happen”. As a good European who believes in the PSD and SEPA, I declined to discuss this and invited my long-time acquaintance Sir Jonathan Brit to speak on my…

The Future of the City of London

I've seen a couple of bits of commentary in the past week about the City of London losing its strength, namely: City's dominance in doubt (Telegraph) London Ponders Its Future as Financial Powerhouse (New York Times) During the boom years of the 2000s, London competed with Frankfurt and New York to become the financial centre…

The Future of the City of London

I've seen a couple of bits of commentary in the past week about the City of London losing its strength, namely: City's dominance in doubt (Telegraph) London Ponders Its Future as Financial Powerhouse (New York Times) During the boom years of the 2000s, London competed with Frankfurt and New York to become the financial centre…

The Susan Boyle Bank

I’ve talked before about the new economics of banking and how the businesses we ran ten years ago should now cost 80% less to run. For example, 80% of the costs of the Financial Services Club would have been in mailing, telephone and printing ten years ago, sending out newsletters and invitations, calling people to…

Susan boyle

Stock picking with real-time news

I now know why Google's staff are so rich and wealthy. It's not down to their shares, which rocketed since the 2004 IPO: because, like everyone else's, it's also tanked. Google's stock peaked at the end of 2007 at over $700 per share and is now down at just under $400. Result: there must be…

GoogleStockPriceGraph

Arguing about Twitter is a waste of time

There have been various arguments about Twitter in the last few months and whether the alerts tool is useful or not. I started one debate a while ago and now there is another one (maybe). First, let me set the record straight before folks think I'm a puritanically obsessed Twitterati. At a personal level, I…

Why mobile banking has taken so long

I had a call the other day about the success of Chip & PIN. This is because of the latest fraud figures from APACS, which shows UK retailer fraud shrank from £73.2 million in 2005 to £37.5 million in 2008.  This year, merchant fraud has risen 26% to £47.4 million, the largest jump in criminal…

Why mobile banking has taken so long

I had a call the other day about the success of Chip & PIN. This is because of the latest fraud figures from APACS, which shows UK retailer fraud shrank from £73.2 million in 2005 to £37.5 million in 2008.  This year, merchant fraud has risen 26% to £47.4 million, the largest jump in criminal…

MTFs versus Incumbent Exchanges, Round Two

As mentioned yesterday Andrew Silverman, Managing Director Electronic Trading for Morgan Stanley, chaired the second day session’s at TradeTech with a great dialogue about attracting liquidity between the new exchanges, the Multilateral Trading Facilities (MTFs) created by the Markets in Financial Instruments Directive (MiFID), and the incumbents. This led to a second discussion of the…

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