Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 2nd April 2024

Things we’re reading today include … Bank of England investigating claim Metro Bank put customers’ data at risk | The Guardian Are global bank capital rules possible? | The Asset Rakuten Could Combine Bank and FinTech Operations (pymnts.com) Pairing cryptocurrency mining with green hydrogen could boost deployment of renewable energy – MINING.COM Swiss banking giant…

The Finanser’s Week: 25th March – 31st March 2024

This week’s main blog discussions include … Wouldn’t it be wonderful if the oldest bank in the world became the newest? I’m working with a cryptobank start-up, and we’re looking at options for licensing. Various countries have various attractions, with some more attractive than others. I won’t go into the nuances of the details as…

Things worth reading: 28th March 2024

Things we’re reading today include … Cryptocurrency prodigy Sam Bankman-Fried may get 40-50 yrs in jail for $10bn fraud – Firstpost French fintech ditches remittances in favour of DeFi (finextra.com) Bulgaria’s Paynetics acquires UK neobank Novus – FinTech Futures: Fintech news UK Treasury staff worked at Chinese bank accused of communist links – BBC News…

Things worth reading: 27th March 2024

Things we’re reading today include … Barclays bank payments restored after app went down in outage – BBC News Generative AI’s Rise Adds to US Bank Uncertainty – Bloomberg Ethiopia’s CBE bank recovers $10m taken during technical glitch – BBC News fintech: Fintech is making global payments its business – The Economic Times (indiatimes.com) The…

Things worth reading: 26th March 2024

Things we’re reading today include … Irish fintech investment plunges 94% amid global decline, KPMG says – The Irish Times Amid Fintech Slowdown, Goldman Sachs-Backed Startup Considers Sale (forbes.com) Is Chime Ready For An IPO? It Has More Primary Customers Than Chase (forbes.com) SWIFT planning launch of new central bank digital currency platform in 12-24…

Things worth reading: 25th March 2024

Things we’re reading today include … EU Anti-Money Laundering Laws Ban Provision of Services for Anonymous Cryptocurrency Accounts – Regulation Bitcoin News Solana blockchain overrun with racist memecoins in latest cryptocurrency trend | Mashable Atom Bank boss on growth, IPO and ‘dying breed’ of high street challengers (cityam.com) The big bank backlash! Why more and…

The Finanser’s Week: 18th March – 24th March 2024

The main blog discussions this week include … The Dunning-Kruger effect, as inspired by a bank robbery I had never heard of the Dunning-Kruger effect until the other day. Inspired by a bank robbery, Professor David Dunning worked out that people sit at opposite ends of a spectrum of confidence. Some are hugely confident and…

Things worth reading: 22nd March 2024

Things we’re reading today include … PAY360 2024: Day Two Highlights | The Fintech Times Pay360 book launch: Intelligent Money by Chris Skinner – Fintech Intel UK fintech to be elevated to ‘ubiquitech’ with Smart Data Roadmap, new report reveals (finextra.com) Strengthen Central Bank Independence to Protect the World Economy (imf.org) Interest rates: Bank of…

Things worth reading: 21st March 2024

Things we’re reading today include … Sibstar named FinTech’s Pitch Winner at Pay360 for dementia focused debit card and app —  (retailtechinnovationhub.com) Will IPOs Take Cue From Busted FinTech Offerings? (pymnts.com) British fintech Fintel eyes more takeovers after six deals last year in efforts to boost growth | This is Money Barclays is ‘planning to…

Things worth reading: 20th March 2024

Things we’re reading today include … Goldman Sachs Reports Interest in Cryptocurrency (pymnts.com) Ethiopian bank seeks to recover millions after glitch triggers massive withdrawals | Sky News Labour to make fighting global heating a priority for Bank of England | The Guardian Julius Baer Tries Not to Become Switzerland’s Next Problem Bank – Bloomberg Corruption…