Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 1st November 2023

Things we’re reading today include … Campaigners trick or treat the banks – Positive Money The Fintech Files: Your monkey jpegs are going to be regulated (fnlondon.com) Crypto proposals further weaken UK’s financial standing (globalcapital.com) Fintech apps: As money moves without changing hands, extra caution needed | Mint (livemint.com) Lloyds, Halifax and Bank of Scotland…

Things worth reading: 31st October 2023

Things we’re reading today include … Fintech Projected to Become a $1.5 Trillion Industry by 2030 (bcg.com) What Revolut’s attempt to secure a UK banking licence could mean for its current customers and for the ‘unbanked’ (theconversation.com) “Much, much harder” to launch a UK challenger bank today compared to 10 years ago, says Atom and…

Things worth reading: 30th October 2023

Things we’re reading today include: A look at how one fintech CEO’s PR decision backfired | TechCrunch After Brexit has Paris stolen London’s bankers? (thetimes.co.uk) October 2023 euro area bank lending survey (europa.eu) Bank of England Feedback Paper on Artificial Intelligence and Machine Learning | Bank of England Digital payments as a boon to financial…

The Finanser’s Week: 23rd October – 29th October 2023

This week’s main blog discussions include … The end of the smartphone? I’ve predicted the death of many things. The death of the keyboard, the death of the plastic card, the death of cash and cheques, the death of the branch, the death of main street and the death of the computer itself. Now, we…

Things worth reading: 27th October 2023

Things we’re reading today include … Elon Musk predicts X will replace banks in 2024 – The Verge Digital bank Monzo in talks to sell new £300m stake | Business News | Sky News Half of savers now choose digital banks over high street giants as rate rises push them to unfamiliar names | This…

Things worth reading: 26th October 2023

Things we’re reading today include … Another Day, Another Stock-Price Collapse for European Fintech (wsj.com) The European Fintech Collapse Spreads to the U.S. (wsj.com) Watch Monzo COO on Fintech and Online Banking in Europe – Bloomberg Crypto firms breach rules more than 200 times in first fortnight (telegraph.co.uk) FTX: ‘King of Crypto’ to testify in…

Things worth reading: 25th October 2023

Things we’re reading today include … CAB Payments: One of London’s biggest IPOs this year has crashed 82% | CNN Business Barclays bankers fear cost-cutting job losses after profits fall | Barclays | The Guardian Cap on bankers’ bonuses to be scrapped – BBC News I tried the UK’s most expensive steak. Can a £760…

Things worth reading: 24th October 2023

Things we’re reading today include: Dear crypto: If you want to beat Wall Street, focus on treasury management – Blockworks Regulators around the globe assert more control over crypto: Law Decoded (cointelegraph.com) Sorry, European Banks. Investors Just Aren’t Into You. – The Washington Post Three quarters of Gen Z would rather have a better quality…

Things worth reading: 23rd October 2023

Things we’re reading today include: Will Revolut ever get a British banking licence? (ft.com) Morgan Stanley believes crypto winter is over, Bitcoin halving will kick off new bull run (cryptoslate.com) Top crypto firms named in $1bn fraud lawsuit – BBC News Analysis: Time for central bank digital currencies to prove their worth | Reuters Deutsche…