Chris Skinner's blog

Shaping the future of finance

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Things worth reading: 26th November 2025

Things we’re reading today include … Binance accused of aiding terrorists in new lawsuit More than 68,000 people call on Chancellor to tax the banks in Autumn Budget Europe’s Fraud Battle Enters a New Phase as Sophisticated Attacks Surge KlarnaUSD: The Future of Payroll and Payments in Fintech Japan Unveils Revolutionary Cryptocurrency Regulations Bitcoin mining…

Things worth reading: 25th November 2025

Things we’re reading t9day include … Nvidia invests in Revolut as $75bn valuation secured Is Fuse’s $5bn funding the start of the ‘Revolut mafia’? Your bank is already using AI. But what’s coming next could be radically new Grab-Backed Super Bank Seeks Up to $186 Million in Jakarta IPO Hackers steal sensitive data from major…

Things worth reading: 24th November 2025

Things we’re reading today include … UK Economy Fears Threaten the Nation’s Fintech Crown The UK Is No Longer a Fintech Leader, Say Founders Global banks pour into India as regulators open up to foreign money Seven arrested in India after police crack $800,000 bank heist Operation Destabilise: NCA exposes billion-dollar money laundering network that…

The Finanser’s Week: 17th November –  23rd November 2025

This week’s main discussions include … What is an Intelligent Bank? I keep thinking about what an Intelligent Bank means. What is an Intelligent Bank? Well, strip it back to basics. An Intelligent Bank is a bank that is so embedded and intimate with my digital finance that it can predict what I should do,…

Things worth reading: 21st November 2025

Things we’re reading today include … A crypto firm buys into banking How billion-dollar money laundering network in UK ‘bought bank to fund Russian war effort’ A cautious step forward: the Bank of England’s proposed regime for systemic stablecoins UK Economy Fears Threaten the Nation’s Fintech Crown Deutsche shoots for Europe’s investment banking crown Why…

Things worth reading: 20th November 2025

Things we’re reading today include … The UK Is No Longer a Fintech Leader, Say Founders How Mastercard’s Tech Hubs are Powering Payments Innovation Lloyds Confirms Curve Acquisition as Investor Dispute Intensifies A third of Britons stay with same bank for 20 years as Which? reveals top current accounts Beyond Stablecoins: Why Bank Tokens Could…

Things worth reading: 19th November 2025

Things we’re reading today include … Revolut co-founder Nik Storonsky changes his name as new ID rules introduced Crypto market sheds more than $1tn in six weeks amid fears of tech bubble Stock market sell-off continues, as Google boss warns ‘no company immune’ if AI bubble bursts ECB keeps capital requirements broadly stable for 2026…

Things worth reading: 18th November 2025

Things we’re reading today include … Nearly half UK fintech founders consider shifting business overseas US fintech Pipe reduces staff by round 50% ECB’s top supervisor seeks new powers to override bank capital barriers Bank of England to resist big changes to ring-fencing regime, sources say Out on a limit: The Bank of England’s systemic…

Things worth reading: 17th November 2025

Things we’re reading today include … Lloyds and Natwest shares fall in ‘perfect combination’ of fears Trump is Making it Easier to Become a Bank Hackers siphon $3 million in XRP from US user’s wallet George Osborne reportedly in running to be chairman of HSBC An independent Bank of England isn’t working SoFi Is Only…

The Finanser’s Week: 10th November –  16th November 2025

This week’s main discussions include … Why bankers hate changing core systems It is rare that bank mergers work due to IT systems. Lloyds has historically taken the approach of not bothering to migrate them; TSB, after leaving the Lloyds family, migrated to a Sabadell system and it cost them millions; Santander believes all acquired banks…