Blog Index

This week’s main blog headlines are … Slow regulations versus fast tech Before 2010, I was writing a lot about technology but it was all heavily geared towards regulations.  It was pretty dull, to be honest, but worthy.  MiFID and PSD were top of mind, along with Basel III and other global, European and domestic…

This week’s main blog headlines are … Is Amazon About to Burst Banks? I get press releases all the time and generally ignore them. In fact, I don’t know why they email me, as I never post them on the blog. Uh-oh. I just got one that I’m posting on the blog. Floodgates opening.  …

This week’s main blog headlines are … How often does your bank refresh its apps and architecture? I was talking with a few FinTech firms the other day. They are all fully licensed banks, and are less than 15 years old. They all seem to have one thing in common: refreshment. What I mean by…

This week’s main blog headlines are … Banks are failing digital due to legacy and leadership (Harvard research) Just found an interesting document from Harvard Business Review with the title: How financial services views the digital agenda. It is the result of research conducted by the Harvard Business Review with the Genpact Research Institute, looking…

This week’s main blog headlines are … FinTech and the world of investment banking Some people talk about FinTech disruption and how payments and banking is being attacked and unbundled by start-ups, but we often look at banking too simplistically. Global banks and investment banks are far more complex creatures than their high street counterparts,…

This week’s main blog headlines are … Is FOMO driving you MADD? A long time ago, a man would go to work whilst the woman would stay at home. Thanks to a generation of change, women and men now work and no one has to stay at home. A long time ago, work was a…

This week’s main blog headlines are … Why FinTech start-ups think they can beat the banks There’s an old joke about the guy who’s lost driving in the countryside who stops to ask a pedestrian how to get to the city.  The pedestrian replies: “oh, if you want to get there, I wouldn’t start from…

This week’s main blog headlines are … Homogenizing the world I’ve pretty much been travelling the world on business non-stop for thirty years, and something has fundamentally changed during that period.  Obviously, the internet and mobile and global connectivity, but also the homogeneity of globalisation.  I remember flying into Singapore’s brand spanking new Changi Airport…

This week’s main blog headlines are … The Top 1000 banks in the world I’ve written a column for The Banker magazine for the last 15 years and, during that time, have collected their special July edition each year.  Every July The Banker publishes their analysis of the Top 1000 banks in the world.  In the 1990s,…

This week’s main blog headlines are … How we travel today will change massively tomorrow I was chatting with a friend about what he’s up to these days.  He started talking earnestly about looking up his family ancestry.  With the internet these days, you can quickly find your grandparents, great grandparents, great-great grandparents and even…