Our main stories this week include … A new debate: should Germany leave the Eurozone? I haven’t blogged much about Europe or other things other than Fintech lately. I guess because Fintech is taking up so much of my time and discussions, but the Greek crisis has not gone unnoticed in the news headlines or…
Our main stories this week include … Fintech attacks whilst bank CxO's snooze Since asking a while ago who will be the Uber of banking, I’m fed up with everyone talking about the Uber of banking. For example, two headlines caught my eye this morning: Visa Invests in Stripe to Prep for the 'Uberization' of Retail; and Will…
This week's main stories are … Have banks made a fatal mistake with Apple Pay? In the good old days, if something was big and challenging, banks would get together and create a co-operative to solve the problem. SWIFT, Visa and MasterCard were all bank created co-operatives. Admittedly, times have changed, but how come they…
This week's main stories are … Is Fintech really so special? Maybe … or maybe not So everyone’s excited about Fintech, but Fintech is nothing new. Fintech is actually pretty old. I could claim that if Fintech is about providing technology platforms to exchange finance, then that’s been around since banks first implemented technology platforms…
This main stories over the past fortnight are … Something better change A true story. The year is 1990 As robo-advisors take over, how do the incumbents respond? Yesterday I said something better change, and it is. This blog has covered extensively how things are changing in payments, retail and commercial banking, but I haven’t…
This week's main stories are … Question: change the bank or launch a new bank? So I was talking about the big challenges of creating a Digital Bank, and am reminded of the approaches that banks take to do this. The first is the hardest, and it’s the one I described last week: transformation. Banks as…
This week's main stories are … The Digital Bank Debate Continues I mentioned a few weeks ago that we had a great twitter debate between Brett King and Michal Panowicz, with others joining like Jim Marous and myself. The debate continues, as there were too many reports coming out at the weekend signalling the death…
This week's main stories are … Banks question Fintech disruption … and ask the wrong question I recently attended a conference in America, where the audience of mainly bankers could post questions to the speaker. During the digital bank discussion, here are the questions that came in and, purely because they are fairly common in…
This month's main stories are … The challenges of client onboarding (or why bitcoin will be regulated) I hosted a dinner last night and the conversation was all about client onboarding and the challenge of keeping it fresh. You get the KYC info, and then the customer is onboard. But for how long? Is a…
