Chris Skinner's blog

Shaping the future of finance

Blog Index

The Finanser’s Week: 18th July – 24th July 2016

Here are our key posts for the past week … Machines that learn will decimate human jobs … or will they? I was having a debate yesterday where a bank executive was asking me about what the hottest things in FinTech are right now.  My answer was machine learning (AI) and blockchain.  There are others…

The Finanser’s Week: 3rd July – 17th July 2016

Here are our key posts for the past two weeks … ANZ don’t need to change core systems … yep and Father Christmas might visit too Well I couldn’t let this one go by without commenting on it.  A regular theme in the blog is get rid of old technology if it’s running core systems. …

The Finanser’s Week: 20th June – 3rd July 2016

Here are our key posts for the past two weeks … What would Brexit mean for the UK financial services industry? I just discovered a really interesting legal view of the implications of the Brexit vote on the UK Financial Services sector.  It was in a magazine by Mayer Brown, a law firm, written by…

The Finanser’s Week: 13th June – 19th June 2016

This week’s news was a summary of the White House Fintech Summit that took place in Washington on June 10. America’s banking regulations strangle innovations I was asked the question the other day as to why there is no new digital bank start-up in the USA … America’s regulations are not the problem I received…

The Finanser’s Week: 6th June – 12th June 2016

Our main stories of this week includes … Digital is all about the people I got caught up in a conversation about building a new digital bank the other day, and being asked how I would organise the project.  I’m a simple guy and go back to basics, and the basics are people, process and product. People…

The Finanser’s Week: 30th May – 5th June 2016

Our main stories of this week includes … Regulations, Innovations, Sandboxes and #RegTech So I just attended a really interesting two day meeting that covered all things blockchain, regulations, innovation and more. I’ll blog about the bits I can in the next few days, and thought I’d start with an overview of the Financial Conduct Authority’s…

The Finanser’s Week: 23rd May – 29th May 2016

Our main stories of this week includes … The future of banking, money and finance [Presentation] I’ve been presenting a summary of Digital Bank and ValueWeb for a few months now.  It is the story of the origins of moneykind and, as many have now heard the story, I thought it’s about time to share this on the blog. If you…

The Finanser’s Week: 16th May – 22nd May 2016

Our main stories of this week includes … Social KYC: far easier than passports and utility bills I just received a white paper about Social KYC from Fintech startup Veridu.  The idea is to use our social media profiles to authenticate and onboard as a new 21st century KYC process.  It’s an interesting idea I thought…

The Finanser’s Week: 9th May – 15th May 2016

Our main stories of this week includes … The African Mobile Revolution, Part One Last week I chaired the inaugural Dot Finance Live conference in Nairobi, Kenya.  It is Africa’s premier FinTech event, drawing people from all over the countries of sub-Sahara Africa.  What struck me as I listened to lots of keynotes about mobile innovation and…

The Finanser’s Week: 2nd May – 8th May 2016

Our main stories of this week includes … 20% of Europeans would bank with Google, Facebook or Amazon I got an interesting research report this week about consumer attitudes towards banks in Europe: More than a third of European consumers would move bank if they didn’t offer up-to-date technology to aid interaction Nearly a third are…