Digital Bank

Everything is moving from C2C via B2B to P2P.  I hate all those TLAs, but it puts the context of what’s occurring in our world quite nicely.   The core of this change is articulated best by the bitcoin community who believe we do not need a trusted third party to exchange value these days.  The…

I noted the disconnect between the bank community and the technology community sometime ago in my Red Pill moment, and as the year passes it becomes more and more obvious to me that we are going through a sea change in finance. Almost every day, I encounter a new start-up who wants to change some…

We are launching Digital Bank officially in the USA over the next few weeks. September 23rd (Tuesday) in New York; October 2nd (Thursday) in Boston; and October 14th (Tuesday) in San Francisco. If any of my American readers want to come, the official invite is below and just contact us to request attendance. Tuesday 6:00 – 8:00 PM…

As the author of a book called Digital Bank, a headline that reads Brits embrace digital banking cannot be ignored. Sure enough, it’s the publication of the British Banker’s Association’s report The Way We Bank Now, the second report analysing the move to phone and online banking by the great British public. This year it…

Over the weekend, the Chief Executive of the British Banker’s Association, Anthony Browne, announced that the traditional bank branch is dead. Writing in The Sunday Telegraph, Browne states that the halcyon days of olden banking is a misnomer.  It was far more difficult to deal with banks pre the digital era, as you were restricted…