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FinTech 2021 and beyond

As regular readers will know, I quite like Global Processing Services (GPS), the payments processing firm behind many of the leading FinTechs I deal with. So, when they sent me their views of 2021 trends for FinTech and payments, how could I resist? Enjoy! Four Predictions for Fintech and Payments …

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The 2020 Fintech Year in Review

I said I was on holiday, which I am, but noticed a very nice round up of 2020’s biggest Fintech news stories by Abraham A. Tachjian, who writes at ATonFinTech.com. I felt it was a good way to end the year and Abraham kindly said yes, I can share it …

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Can we change The System? Yes, we can … ish

I woke up yesterday to find this story on Sifted, the Financial Times newish platform dedicated to innovation and FinTech: Fintechs to cosy up with politicians to counter ‘big bank lobby’ It’s interesting, especially for a guy like me who has hovered around all of the lobbies mentioned. The gist …

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Stripe: the Amazon of finance?

I hadn’t realised the significance of Stripe’s recent press release until I stumbled over the Stratechery write-up over the weekend. Stratechery points out that Stripe has gone from a simple merchant checkout API to a platform of platforms. The significance of that? Well, think of the Amazon of finance: that’s …

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What do customers think?

I don’t usually cover press releases as they bore me, but this one caught my attention: Customer Online Conversations Reveal ‘All to Play for’ in Battle between Challengers and Incumbent Banks, Finds Economist Intelligence Unit Report   Groundbreaking report by The Economist Intelligence Unit uses machine-learning to analyse over 10 …

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The impact of the US election on finance and FinTech

No politics from my side here, but just reflecting on the politics of America. The US election – whatever your view of its process and outcome – leaves us with a different perspective on financial markets and, specifically, on FinTech start-ups and funding. Looking at US dollar rates, they’ve been …

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Or will CBDCs destroy banking?

I keep wondering about the future. Governments vs Libertarians? Centralised vs decentralised? DeFi vs CBDC? My conclusion is CBDCs will win, in the financial markets. Why? Because money is critical to our lives. It’s a key. You cannot ignore it. It’s what we created to make society orderly. I discussed …

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