Chris Skinner's blog

Shaping the future of finance

Future

How do you get the customer to ride the elephant?

Sometimes you think there’s not much more to say about a subject. Then a friend sends you some links and suddenly you’re falling down another rabbit hole, this one all about banks and climate change. A friend of mine just shared a bunch of documents about banks’ funding of fossil fuel firms. It makes for…

We need to pressure regulations on climate finance

We seem to be at an intersection. The intersection is the moment that we realise our futures are threatened by many things, particularly the climate emergency. The intersection is that the solution to the climate emergency is a mixture of government, finance and technology. The three areas are critical to solving our future. Government is…

When a rebel meets a banker

Recently, Dr. Gail Bradbrook of Extinction Rebellion allowed The Finanser to publish a guest piece, which was generally well received. However, one letter stood out as a rebuttal. Gail determined to reply to this view, and so the dialogue carries on below… When economics and investments are led by our better selves Dear Anonymous Banker, I…

The last thing we need is for banks to innovate

I stumbled across an interesting report by Clarivate who, using a statistical analysis, have identified the 100 most innovative companies in the world. Technology advancement is a complex composition of talent, of competition and of need. New ideas emanate from everywhere scientists, engineers and developers reside. What is the methodology? They basically take the inventiveness…

But money can’t buy me love?

I was thinking about the balance between money, wealth and power, versus health, happiness and love. Is it versus or is it inclusive? Is happiness related to wealth, or is it true that money can’t buy you love? Obviously it’s an existential question and, tbh, I’ve met many happy people who are dirt poor and…

Money is the centre of control

So I blog about money laundering and state versus individual, and find two interesting threads that relate to both. First, if you’re a libertarian then think again. The state is going to crackdown. From ZDNet: Cybercriminals managed to launder at least $8.6 billion worth of cryptocurrency in 2021, according to a new report from blockchain…

Making order from chaos

I talk a lot about libertarian versus statist views in the context of cryptocurrencies. We talk a lot about decentralised finance versus central bank finance in the context of CBDCs and such like. In general, many are discussing democratisation through decentralisation versus centralisation through control. Who wins and who loses? When the network does not…

Should you have ‘bank’ in your brand?

The Financial Brand published an interesting piece challenging the use of the word bank in a brand. It got me thinking, and agreeing with their summation, which is yes. Sure, you can have Chime, Chase, Citizens and Truist, but is that the right thing. In fact, on the last point, the use of the word…

NFTs and crypto are all about beliefs

South Park recently did a great skit on NFTs, and one line really resonated with me: The reason the line works so well is that money and finance, markets and companies, countries and laws, are all about beliefs. That’s the basic underlying fundamental. If you believe this contract with this currency authorised by this government…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser