Chris Skinner's blog

Shaping the future of finance

The metaverse will be worth trillions

I stumbled across an interesting white paper from Citi the other day saying that the metaverse is an $8 to $13 TRILLION opportunity: “The total addressable market for the Metaverse could be between $8 trillion and $13 trillion by 2030, with total Metaverse users numbering around five billion. But getting to that market level is…

Ukrainian FinTech is very much alive and kicking #StandwithUkraine

I have spent time in Ukraine and Russia in the past, and live next to the borders (my base is Warsaw these days). It has been a challenging time and so I reached out to Rostyslav Dyuk … … Chairman of the Board at the Ukrainian Association of FinTech and Innovation Companies (UAFIC) to give…

Change Management means CHANGE the management

I don’t know why we talk about digital transformation when we should be simply talking about transformation. What is happening has nothing to do with technologies, but is driven by technological change. In other words, it’s not a digital transformation. It’s a change management transformation, and all those familiar with change management will be aware…

How can breaking bank windows be justified?

This latest blog from Dr Gail Bradbrook Co-Founder of Extinction Rebellion follows previous ones here and here. In it she responds further to this challenge from an angry anonymous banker… Dear Barclays Bank – Why I Believed You Wanted Me to Break Your Window Dear Anonymous Banker, Let’s address one key point of controversy in your…

The Finanser’s Week: 28th March 2022 – 3rd April 2022

This week’s main blog discussions included: Banks are funding $750 billion worth of fossil fuel projects EVERY YEAR The new Intergovernmental Panel on Climate Change (IPCC) Working Group III report has just come out. The report looks into the progress made in limiting global emissions and the available mitigation options across systems and sectors in…

The world’s most valuable bank changes CEO

In a surprise announcement the world’s most valuable bank, PJ Margon Choice (PJMC), has announced that their long-standing leader, John Demon, is standing down to be replaced by Tim Blomfjord, the founder of Mongo. In the press release there are some interesting nuances as Demon states: “I realised that now is the time to leave…

Banks are funding $750 billion worth of fossil fuel projects EVERY YEAR

The new Intergovernmental Panel on Climate Change (IPCC) Working Group III report has just come out. The report looks into the progress made in limiting global emissions and the available mitigation options across systems and sectors in the short, medium, and long-term, and follows fast on the heels of reports I and II. Working Group…

Crypto: tax it, regulate it, subsidize it

I was reminded the other day of a quote by Ronald Reagan: “If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.” He said this in the 1980s about the government’s view of the economy, but let’s apply it to cryptocurrencies. Initially irrelevant but now mainstream, many…

11 realities of 2030

People talk about time travel a lot. Hollywood loves it. Going back in time or forward in time is really popular. Switching bodies between a young you and an old you is often a theme. Being able to jump time is great fiction. And yes, it’s a fiction but, if I could jump time and…

And being rich doesn’t necessarily make you happy

Following on from last week’s discussion of smarter people not necessarily being wealthier, the mind is a funny thing. What makes you tick? What makes you laugh? What makes you cry? When you reflect, you introspect. It can be dangerous. Who are you? Why are you here? What is your purpose? What do you stand…

Chris Skinner Keynote, April 2025, Europe

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser