Most thinking about poverty is wrong
There are basic human needs: food, drink, sleep … wifi. Once those are covered, everything else is supplemental. It’s not needed. It’s just stuff you want. If you can eat, drink and sleep comfortably, what else is there? I only ask this question because I was thinking about what we value, and realised that we…
GAFA have already opened banks … just not in America
I heard a rumour the other day. The rumour goes something like: are you not surprised that banks grow into big beasts, as it’s government supported? Governments want banks to be big and regulated, because governments can then access the data the bank is keeping about their clients. IT’s access to data for tracking financial…
An interview with Tom Blomfield, co-founder of Monzo
The first job Tom Blomfield (left in photo) ever had was delivering leaflets for estate agent Wilson Heal. He lasted one day in the cold December rain before convincing the guys that leaflets were old school and they really needed a website, which Tom then built and still exists today. That opened up the world…
web 5.0, the 2030s and Samantha
There’s a line in the 2013 film Her, it’s not just an operating system, it’s a consciousness. The film is about Theodore, played by Joaquin Phoenix. Theodore is a lonely writer who gets to trial a new operating system OS1, the world’s first artificially intelligent operating system. The OS1 tailors itself to your habits and…
The Finanser’s Week: 13th February – 19th February 2017
This week’s blogs are all about how the internet started and where it’s future is going … The Birth of Computing and Development of the Web The last chapter of ValueWeb talks about what comes after the third-generation internet: the internet of value. This is the internet being built today, based upon shared ledgers, cloud,…
web 4.0, the 2020s and the Internet of Things
We are already entering the fourth-generation internet, the internet of things, but it won’t really take off until the next decade, the 2020s. Sure, we have self-driving Teslas and Nest home appliances, along with Samsung’s Smart Things, but it’s not mainstream yet. For example, none of my friends has a self-driving car yet. This will…
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