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The Next Age of Moneykind: The Future

Having covered four ages of moneykind: Barter Coins Paper Chips What could possibly be the fifth? When we are just at the start of the Internet of Things (IoT), and are building an Internet of Value (ValueWeb), how can we imagine something beyond this next ten year cycle? Well we can and we must, as…

The Origins of Moneykind, Part Four: The ValueWeb

The Fourth Age of Man: the Network Age Part of the reason for talking about the history of money in depth this week is as a backdrop to what is happening today.  Money originated as a control mechanism for governments of Ancient Sumer to control farmers, based upon shared beliefs.  It was then structured during…

The Origins of Moneykind, Part Three: Banking

The Third Age: The Industrial Revolution The use of money as a means of value exchange, alongside barter, lasted for hundreds of years or, to be more exact, about 4,700 years.  During this time, beads, tokens, silver, gold and other commodities were used as money, as well as melted iron and other materials. Perhaps the…

The Origins of Moneykind, Part Two: The Invention of Money

The Second Age of Man: The Invention of Money I’ve blogged about money being invented for sex many times before but hey, it’s a good story, so I’m going to again. So man became civilized and dominant by being able to work in groups of hundreds.  This was unique to homo sapiens form of communication, as…

The Origins of Moneykind, Part One: Shared Beliefs

As you all know now, this week sees the release of my new book ValueWeb.  Yes, you can buy it from today on Amazon or any of the other services you use.  It’s released in UK from March 15, and USA from April 7 (this is due to publisher getting hard copies to distributors before it…

The Finanser’s Week: 7th March – 13th March 2016

Our main stories of this week includes … ValueWeb: Fintech is building the Internet of Value ValueWeb: How FinTech firms are using bitcoin blockchain and mobile technologies to create the Internet of Value After months of writing and editing, I’m delighted to say that my new book ValueWeb is now available. “Chris Skinner – one of…

ValueWeb: Fintech is building the Internet of Value

ValueWeb: How FinTech firms are using bitcoin blockchain and mobile technologies to create the Internet of Value After months of writing and editing, I’m delighted to say that my new book ValueWeb is now available. “Chris Skinner – one of the most authoritative voices on Fintech anywhere – has provided us another timely and thoughtful…

The five major use cases for financial blockchains

Flying back from Oslo after the SWIFT Nordics Conference, I was reflecting on the blockchain discussion we had.  I chaired the discussion which was titled: “Blockchain: from hype to real world applications” and was joined by Vytautas Karalevicius from Spectro Finance, Lasse Meholm of Nordea and Colin Kwan from Magnr.  It is clear that there…

The Incredible Hulk in a SWIFT showdown

Just had a great discussion about data analytics and visualisation at the SWIFT Nordics Conference in Oslo.  During the discussion we talked a lot about data for risk management and how real-time tracking of payments could help identify suspicious activities from fraud and malware attacks to the possibility of AML and sanctions breach.  I couldn’t…

So many new banks – how many can succeed?

I am surprised how many new start-up banks there are in Britain.  My list so far includes physical distribution players such as: Santander (a challenger?) that moved to the UK in 2004 with the acquisition of Abbey Banco Sabadell’s acquisition of Lloyds spin-off TSB the soon-to-launch RBS spin off William & Glyn Vernon Hill’s Metro…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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