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Shaping the future of finance

Banks and crypto

Brushing FTX and the crypto winter to one side, a couple of other crypto-related headlines caught my attention recently. The first is America’s oldest bank, BNY Mellon (founded 1784), is offering digital custody services. BNY Mellon, America’s oldest bank, launches crypto service  The bank will store private keys to access the funds and provide the same bookkeeping…

Don’t be a wolf in sheep’s clothing if you’re not a wolf

There are so many people who have been saying banks are boring, unable to change, incapable of being truly digital and challenged by challenger banks and fintech. Yet, here we are, almost at the start of 2023, and all of the challengers and start-ups are begging for banks to work with them. What’s happened? In…

Fintech Island Discs

About a year ago, Barb MacLean started a fun FinTech playlist where, each week, she picks out the top FinTech comments of the week and adds a music track to the column. If you’re not aware of it, subscribe here. It made me think, whilst out for a walk the other day, about creating a…

Top 11 blog entries of 2022

Here are this year’s 11 most-read blog items but, unlike previous year’s, they are not in order as it made more sense to list them by subject matter. Therefore, the placement is in parenthesis. Enjoy!   Banking in 2022: what’s going to happen? (#9) www.thefinanser.com/2022/01/banking-in-2022-whats-going-to-happen.html/ This was the forecast for banking made in January, using …

The Finanser’s Week: 12th December – 18th December 2022

This week’s main blog discussions include … 8 steps to innovation, as recommended by Robin Sharma Just saw Robin Sharma speaking at an event on innovation, who spoke before me. If you don’t know him, he’s been writing about leadership and innovation for years and, by background, was trained as a lawyer. He’s also a self-help…

8 steps to innovation, as recommended by Robin Sharma

Just saw Robin Sharma speaking at an event on innovation, who spoke before me. If you don’t know him, he’s been writing about leadership and innovation for years and, by background, was trained as a lawyer. He’s also a self-help inspirational speaker which the cynic sceptic grumpy old man optimist in me is always useful. He…

Can the Bankosaurus jump the asteroid?

There are regular forecasts of the end of banking as we know it … “Digital wallets are the Kodak moment of banking” – @BrettKing, renowned banking futurist began our Financial Services Horizons webinar today with discussions on the future of banks and financial services in the region. Stay tuned for more insights over the next…

The Indian FinTech Renaissance

I’ve covered in-depth views on FinTech in Africa, the Middle East (or is that West Asia?), Asia, Latin America and more, but feel that I skipped over India where the only in-depth views I’ve shared has been about PayTM. So, this time, it’s India’s turn. According to Ernst & Young – or is it just EY…

Banking in 2122

Throughout the last century, we saw a massive change in the financial systems of the world thanks to technology. Now that such technologies are embedded in everything we see, hear and touch, even smell and taste, everything has networked and connected globally. We can talk to people on top of Everest, in a crater of…

Big Bang 2.0: creating Singapore-by-the-Thames

When Brexit happened, everyone wondered what the UK government plans would be for the City. Specifically, they wondered whether the plan would be to create Singapore-by-the-Thames. This would mean a low-tax, high-achiever culture that would encourage mass inward investment and recognise that the City offered greater advantages for profit than any other place in Europe…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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