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Two tribes … what about the analogues?

After talking about Tribe One, the Digital Gang, yesterday, who use words like: Autonomous, intelligent and connected Democratised, distributed and decentralised Platform, ecosystem and open Reliable, resilient and robust Vulnerable, questionable and fragile Environmental, sustainable and renewable I’m moving on to Tribe Two today: the Analogue Gang. These guys are …

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Huawei v USA: a timeline

After blogging about involvement in USA/China dynamics yesterday, I thought it pertinent to share a timeline of activities today that place context around the whole case. I could add more, but don’t want to bore you …   2007.2: Huaying (Huawei) bought Skycom. Ms. Meng was the Corporate Secretary of Huaying. …

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HSBC? Helping Suckers Become Castaways?

I love the Darwin Awards. For those who are unfamiliar – is anyone not aware of these awards? – they are given to those who remove themselves from the gene pool in the funniest or stupidest manner. My faves include the guy who launched himself in a chair attached to …

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What’s next for FinTech?

Money 2020 has just dropped an interesting report talking about FinTech 2.0 (although I’m already on FinTech 5.0). In fact 2.0 is a pretty old idea, as outlined in this blog from June 2016, so I think the context of the report is a bit off but the content is …

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The drive to be a digital-native bank

I posted a joke the other day. The joke was that we had not ordered anything online yesterday, and our usual delivery guy called by today to check we were OK. The joke made me realise something. The realisation is that we really have pivoted from a world of stores …

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What does cashless really mean?

As we move from cash to cashless, turbo-charged by the pandemic, there is a fundamental challenge to ATM providers like NCR and Diebold Nixdorf. I had this view back in the 1990s. It’s just taken a quarter of a century to become a reality. In the UK Link, the largest …

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Can machines replace humans?

Yet another day of reflections – too many of those lately – and thinking about generations. My parents were war parents, living through the Second World War; their parents were people growing up in Edwardian Britain as a carpenter and housewife. Things were different. I don’t remember my parents struggling, …

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