The issue with DeFi
I’ve had this thing about decentralised finance for some time. The reason? Libertarians say that we can now have money without government. From my side, I argue that’s wrong. You can’t have money without government. The question is: who is the government? You cannot have money without government, but the government can just as easily…

JPMorgan acquires First Republic … why?
You’re probably fed up with discussions of First Republic’s failure and its acquisition by JPMorgan by now. It is a bit strange however, as First Republic is very much a bank for the wealthiest people in West Coast America (think of the bank of Mark Zuckerberg) so, what’s going on? If you already know, then…

The Finanser’s Week: 24th April – 30th April 2023
This week’s main blog discussions include … Why digital transformation fails I got a nudge that my good friend Jim Marous had just published a new report, sponsored by Qorus and Infosys Finacle. 💯 Jim Marous states that: “innovation is important in banking because it drives growth, allows organisations to stay competitive, and helps solve complex…

This week’s Fintech Uncut (FU#20)
We welcomed guest judge Barb MacLean of Fintech Playlist fame to preside over proceedings this week during which, the European Payments Initiative (EPI) made a big announcement, taking them one step closer to breaking the Visa / Mastercard duopoly in the region. There were other losers and a surprising winner on the show but no more spoilers,…

An interview with you know who …
I recently had a chat with the folks of Machine Lab. Here’s what happened … An acclaimed author and independent commentator whose insights on financial markets and fintech are second to none, Chris Skinner was one of the founding minds behind the world’s first mobile bank and has advised some of the most prominent CEOs and leaders…

The giving economy … an interview with Kevin Burkart
I recently stumbled across Kevin Burkart whilst listening to a podcast on BBC Sounds called Sideways, hosted by Matthew Syed. The episode is all about the giving economy, which is actually drilled into our DNA, as I blogged about recently. The summary is that before we trade, commerce and money, we lived in communities where helping…

Why digital transformation fails
I got a nudge that my good friend Jim Marous had just published a new report, sponsored by Qorus and Infosys Finacle. 💯 Jim Marous states that: “innovation is important in banking because it drives growth, allows organisations to stay competitive, and helps solve complex problems in an ever-changing world.” Jim surveyed a range of bankers…

Should Apple buy Goldman Sachs?
If you haven’t noticed recently, Apple has been making moves into money. They started with a partnership with Goldman Sachs to launch a credit card. More recently, they’ve launched Apple Pay Later, their BNPL (Buy Now Pay Later) service, and then a savings account offering 4.15 percent interest, 10x the national average in the USA….


Chris Skinner Keynote, April 2025, Europe
Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?

Learn more about Chris
The Past, Present And Future Of Banking, Finance And Technology
Fintech expert Chris Skinner: countries need digital transformation to remain competitive
Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Chris’s latest book

Chris Skinner’s ‘Intelligent Money’ Book Launch Event
Top 30 Regtech Blogs

Top 40 UK Fintech Blogs

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens
Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser
