Would you rather keep cash under the mattress?
After my blog the other day, about the issue with decentralised finance having a lack of governance – who do you call if you lose your bitcoin? – several readers responded by asking: who do you call if you lose your cash? But this is the point. People are using cryptocurrencies as an investment asset….

Can banks meet the needs of government and the people?
I did a search of “Jamie Dimon” the other day, and was intrigued by the results. It reached everything from how cryptocurrencies are dangerous to Jeffrey Epstein, the late sex offender connected to everyone from Prince Andrew to Jes Staley, formerly with JP Morgan and CEO of Barclays. The search made me realise how much…

Who’s afraid of big bad AI?
I am getting more and more blown away by AI these days. Not only is ChatGPT able to write my blogs, but relationships are now run by deep fake robots. In a recent experiment, the US medical council did a blind test of patient treatments, where patient questions were answered by human doctors but, also,…

#Revolut is crying because Britain doesn’t love them
After Brexit, I hear and read a lot of negative things about doing business with Britain these days. The latest is Revolut complaining that Britain doesn’t like them. That’s not true. It’s more to do with Revolut cannot deliver their accounts on time (they blame the regulator for this) and cannot get the banking licence…

The Finanser’s Week: 1st May – 7th May 2023
This week’s main blog discussions include … The issue with DeFi I’ve had this thing about decentralised finance for some time. The reason? Libertarians say that we can now have money without government. From my side, I argue that’s wrong. You can’t have money without government. The question is: who is the government? You cannot…

This week’s FinTech Uncut (FU #21)
This week we’ve seen three different headlines about 3 different banks, all with a familiar thread running through the stories. Are they all following the same playbook and will more of the same unfold as the year progresses? Links to the stuff we spoke about:- Boston Consulting Group (BCG) published a new report in collaboration with…


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