Chris Skinner's blog

Shaping the future of finance

Innovation

Which bank demonstrates the most innovation?

I often see interesting blogs and articles in foreign language and, thanks to Google Translate and the pervasive power of the English language as the standard language of the internet and business, I’ve now been connected globally with people on the edge of bank innovation and design. I regularly track French, German, Spanish, Japanese, Russian…

BBVA

That rocky rollercoaster called #Bitcoin

I keep thinking I should stop blogging about Bitcoin, as I’ve written so much about it already: Is Bitcoin the future of money … or are we smoking dope?  (October 2011) Bitcoin: immersive or subversive? (January 2012) You should take Bitcoin seriously (September 2012) A new currency payment system is about to explode (February 2013) The latest stats on…

Bitcoin amazon

That rocky rollercoaster called #Bitcoin

I keep thinking I should stop blogging about Bitcoin, as I’ve written so much about it already: Is Bitcoin the future of money … or are we smoking dope?  (October 2011) Bitcoin: immersive or subversive? (January 2012) You should take Bitcoin seriously (September 2012) A new currency payment system is about to explode (February 2013) The latest stats on…

Bitcoin amazon

Whatever you think, Wonga is doing well

We hosted Errol Damelin, Chief Executive and Founder of Wonga as our keynote guest at the London Financial Services Club last week, to end our season of meetings for the 2012-2013 season (2013-2014 season about to be announced). Errol is someone I met when Wonga first started its journey towards becoming a core big brand…

Errol

When work and social life collide, we need social banks

One of the themes of my presentations of recent times is how technology has bridged the divide between work life and social life. This came up in force again, as we talked about the role of social media in finance at the Club this week. For the older generation, work was always a place you…

PIC1

Bank innovation: this time there’s commitment

It was intriguing to see the rise of innovation in banking during the 2000s. Every bank had an innovation programme, a Chief Innovation Officer, an innovation mantra in their annual reports and an innovation organisation in the bank. What is particularly noteworthy is that when the crisis hit in 2008, nearly every Chief Innovation Officer…

Bank innovation: this time there’s commitment

It was intriguing to see the rise of innovation in banking during the 2000s. Every bank had an innovation programme, a Chief Innovation Officer, an innovation mantra in their annual reports and an innovation organisation in the bank. What is particularly noteworthy is that when the crisis hit in 2008, nearly every Chief Innovation Officer…

Not everyone knows the future … or even the present

It's interesting that some of us present and present and present, talk and talk and talk, blog and blog and blog and more about the future of money, payments, banking, society, the world and so on such that, by the time it arrives, you’re bored with it. I find this with mobile banking and payments,…

L

Not everyone knows the future … or even the present

It's interesting that some of us present and present and present, talk and talk and talk, blog and blog and blog and more about the future of money, payments, banking, society, the world and so on such that, by the time it arrives, you’re bored with it. I find this with mobile banking and payments,…

L

Banks designed for humans by geeks

I was going to move away from further debate about branch and omnichannel today, as there’s far more interesting stuff about Google giving payments away for free with Gmail and PayPal doing the same with mobile, but that will have to wait until next week as yesterday’s post created quite a stir. I guess it was the…

Umpqua_bank