Chris Skinner's blog

Shaping the future of finance

Opinion

Virgin gets easy pickings

It’s been a bit of a manic day today as we've spent most of the day talking about the news that the European Commission, after an eighteen month investigation, have given the all clear for Northern Rock to be split up into a ‘good bank’ and a ‘not-so-good bank’.  Not just this news, but also…

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Virgin gets easy pickings

It’s been a bit of a manic day today as we've spent most of the day talking about the news that the European Commission, after an eighteen month investigation, have given the all clear for Northern Rock to be split up into a ‘good bank’ and a ‘not-so-good bank’.  Not just this news, but also…

VocaLink_rgb_250x120

Virgin gets easy pickings

It’s been a bit of a manic day today as we've spent most of the day talking about the news that the European Commission, after an eighteen month investigation, have given the all clear for Northern Rock to be split up into a ‘good bank’ and a ‘not-so-good bank’.  Not just this news, but also…

VocaLink_rgb_250x120

Casino Capitalism and the American Culture

I'm in the middle of writing a long speech for Gresham College which I shall present on Wednesday evening.  The title of the speech is: "Are Bankers Good or Bad for Society?" which we agreed way back in February. However, in light of Lord Turner's comments last month, this title is more prescient than ever….

Cisco

Casino Capitalism and the American Culture

I'm in the middle of writing a long speech for Gresham College which I shall present on Wednesday evening.  The title of the speech is: "Are Bankers Good or Bad for Society?" which we agreed way back in February. However, in light of Lord Turner's comments last month, this title is more prescient than ever….

Cisco

No decision is the worst kind

I’ve attended quite a few conferences in the past month and was reflecting on the different themes they explored. The four that stand out most clearly are: risk management, regulatory reform, operational efficiency and innovation. Contemplating what each of these mean in practice makes you realise how difficult a job banks have on their hands…

Cisco

The schizophrenic bank

There are really conflicting needs in banking today, which are hard to break.  The result is that many banks are suffering from a form of schizophrenia where they want to be two organisations in one. The first organisation is nice and cuddly, customer loving and smiley. The second is a bad tempered, suspicious, customer hating…

The schizophrenic bank

There are really conflicting needs in banking today, which are hard to break.  The result is that many banks are suffering from a form of schizophrenia where they want to be two organisations in one. The first organisation is nice and cuddly, customer loving and smiley. The second is a bad tempered, suspicious, customer hating…

Branch-based banking is dead, Part Two

A few folks seem to disagree with my assertion that branch-based banking is dead, but they may have misinterpreted my assertion as being branches are dead. They’re not. Branches are very much alive and kicking … just not as transaction centres. Branches are sales centres. And it is for this reason that the current branch…

ING cafe

Branch-based banking is dead, Part Two

A few folks seem to disagree with my assertion that branch-based banking is dead, but they may have misinterpreted my assertion as being branches are dead. They’re not. Branches are very much alive and kicking … just not as transaction centres. Branches are sales centres. And it is for this reason that the current branch…

ING cafe