Opinion

I wrote the last piece about nationalisation, because I was reflecting upon the challenges involved in the banking sector right now. The bottom-line is that shareholder confidence has disappeared in the sector, especially in the UK.   For example, on 12th December I put a chart together for one article as …

I wrote the last piece about nationalisation, because I was reflecting upon the challenges involved in the banking sector right now. The bottom-line is that shareholder confidence has disappeared in the sector, especially in the UK.   For example, on 12th December I put a chart together for one article as …

I wrote the last piece about nationalisation, because I was reflecting upon the challenges involved in the banking sector right now. The bottom-line is that shareholder confidence has disappeared in the sector, especially in the UK.   For example, on 12th December I put a chart together for one article as …

I wrote the last piece about nationalisation, because I was reflecting upon the challenges involved in the banking sector right now. The bottom-line is that shareholder confidence has disappeared in the sector, especially in the UK.   For example, on 12th December I put a chart together for one article as …

For the past year, we have watched financial institutions regularly being nationalised, part nationalised or effectively nationalised in all but name. We happily accept that this is right, as banks are ‘too big to fail’. But is it right? Is nationalisation a good or a bad thing? Most folks who …

Some people cannot understand why I blog everyday and so frequently, especially as it's free.  They actually think I should charge something for this stuff! Sure, it would be nice, but I learned a long time ago that being free is far more effective than charging for everything.  In particular, …

Some people cannot understand why I blog everyday and so frequently, especially as it's free.  They actually think I should charge something for this stuff! Sure, it would be nice, but I learned a long time ago that being free is far more effective than charging for everything.  In particular, …

Some people cannot understand why I blog everyday and so frequently, especially as it's free.  They actually think I should charge something for this stuff! Sure, it would be nice, but I learned a long time ago that being free is far more effective than charging for everything.  In particular, …

Woke up this morning with the sound of the birds twittering by the window as the sun shone through the dappled dawn, softly lighting the bedroom. As I rubbed the sand from my eyes, my beautiful wife gave me breakfast in bed. The dog walked himself and the children packed …

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have …

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have …

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have …

I cannot start 2009 without a nod to the euro, which celebrates its tenth birthday this year and provides so much work for us banking folks, especially those of us in the payments world. The euro has had an interesting period of formulation from its origins in 1992: February 1992 …

I cannot start 2009 without a nod to the euro, which celebrates its tenth birthday this year and provides so much work for us banking folks, especially those of us in the payments world. The euro has had an interesting period of formulation from its origins in 1992: February 1992 …

I found a whole range of technology predictions for 2009.  One of the best general forecasts comes from Gartner, who say that the top ten technology areas to focus upon during an economic crisis are: 1. Reduce headcount or freeze hiring2. Renegotiate with technology and service providers3. Curtail data center …