Opinion

When I was growing up, America was the superpower that we followed and Russia was in a Cold War.  Today, there are two superpowers – America and China – and Russia is still in a bit of a Cold War that might be thawed by Donald Trump. So when it comes to Fintech, there’s two…

I’ve recently been wowed by series such as House of Cards (Netflix) and The Man in the High Castle (Amazon), and am really blown away by The Crown (Netflix) and The Grand Tour (Amazon).   I’m blown away not because these are good internet shows, which they are, but by the budgets being spent on them….

As I look back on my travels this year, it’s interesting to see where I have and haven’t been.  Spent a lot of time in Singapore, Istanbul, London (obviously), New York and Washington.  I count these as my hotbeds of fintech innovation.  I’ve also briefly dropped in to Hong Kong, Berlin and Bangkok.  These are…

I heard this phrase – paranoia-as-a-service – for the first time recently, but I’m hearing paranoia in banking mentioned more and more often. It’s not surprising after the tesco hack, but what can you do about it? If banks are meant to be the most secure stores of value in this world, then how can…

I guess in concluding this weeks’ thoughts, I’m left reflecting on a similar idea to the one I blogged a couple of weeks ago about a world turned on its head.  This time it’s a different take on the same conundrum.  We live in the developed economies complaining about legacy; developing economies are just excited…

I consider myself a citizen of the world.  I guess that’s because I fly around so much.  Everywhere I go, I find the same thing.  Warm, fantastic people who welcome me like a brother and complain about the idiot running their country.  This is common to every country, just that some idiots are more extreme…

A final thought on the future from a banking perspective.  So we will be colonizing Mars by 2040 according to Elon Musk.  Why?  Because this planet is not going to sustain the population it has emerging.  When I was born there were half the number of people on Earth that there are today.  Some say…

Well, finally we get to the part of this series I’ve been looking forward to writing about the most: space.  No longer the final frontier as we’re conquering space fast.  From landing explorers on Mars to capturing amazing images of Pluto, we have begun our journey to boldly go where no one has gone before. …

I’ve talked often and in depth about the internet of things and how this affects banking.  In the near future, when each of us has five, six, eight, ten things on the internet, we will be seeing a world where trillions of transactions take place amongst billions of things in real-time, not-stop and in very small…