Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 7th March 2025

Things we’re reading today include … 26 Million Devices Hit By Infostealers—Bank Cards Leaked To Dark Web Bitcoin plunges as Trump’s strategic reserve fails to impress markets Why 2025 Could Prove a Turning Point for Digital Assets? More than one month’s worth of IT failures at major banks and building societies in the last two…

Things worth reading: 6th March 2025

Things we’re reading today include … The collapse of El Salvador’s bitcoin dream Why 2025 Could Prove a Turning Point for Digital Assets? I’m the CEO of a bank – I regret not saving more into my pension HSBC on the hunt for new UK boss after another leadership reshuffle ‘Money dysmorphia’ searches are rocketing…

Things worth reading: 5th March 2025

Things we’re reading today include … From Skepticism to Active Support: U.S. Creates the Strategic Cryptocurrency Reserve – Funds Society What White House Crypto Strategy Means for Payments Innovation Millennials love bitcoin and now the baby boomers are joining in too Trump supporters lose billion as $TRUMP’s value falls of a cliff Dollar risks losing…

Things worth reading: 4th March 2025

Things we’re reading today include … The Paypers’ Global Payments and Fintech Trends Report is live – ThePaypers Trump attempts to bail out his wealthy cryptocurrency backers with ‘U.S. crypto reserve’ | Mashable Donald Trump has ‘bailed out’ crypto. The US taxpayer risks being the biggest loser Banking’s critical functions are vanishing into the cloud…

Things worth reading: 3rd March 2025

Things we’re reading today include … Trump orders creation of strategic cryptocurrency reserve Lloyds, Nationwide and Halifax among banks hit by app outage on payday (with quotes from some Chris Skinner guy) The £24m vanity project bound to stay locked in Bank of England’s vaults North Korean hackers ‘took just two minutes’ to pull off…

The Finanser’s Week: 24th February – 2nd March 2025

This week’s main blog discussions include … European regulation strangulation, part 2 America innovates, China replicates and Europe regulates I often find the maze of European regulations hard to follow and track. It’s ok if you’re tracking one – like that Payment Service Directives and Regulations – but when you’re trying to track many, it’s…

Things worth reading: 28th February 2025

Things we’re reading today include … Metro bucks the bank closures trend with plan to open over 100 new branches $300 Billion Gone! What’s Really Happening in the Crypto Market? Trump supporters lose $12bn as president’s cryptocurrency coin collapses FBI fingers North Korea for $1.5B Bybit cryptocurrency heist • The Register February 2025: Top five…

Things worth reading: 27th February 2025

Things we’re reading today include … Almost $1 Trillion Loss Rocks Crypto as Trump Excitement Wanes Lloyds Bank overstated interest-bearing deposits to BoE by £44bn Metro Bank sells personal loan book in switch to specialist lending 84% of bank customers would switch for AI-powered insights BNY Teams With OpenAI to Bring ‘Transformational’ AI to Banking…

Things worth reading: 26th February 2025

Things we’re reading today include: Bitcoin price down: Cryptocurrency value plunges amid major market worries | The Independent Why is crypto down? Bitcoin value plunges below $90,000 HSBC invests €36m in London fintech ClearScore Is London’s IPO market due a fintech revival? | MoneyWeek German central bank plunges to record €19bn loss BofA CEO: Over-Regulation…

Things worth reading: 25th February 2025

Things we’re reading today include … Monzo, Revolut, Starling or Chase? The best digital bank accounts, compared | The Independent How Monzo Bank Built a Cost-Effective, Unorthodox Backup System to Ensure Resilient Banking – InfoQ Banks downgrade top sustainability roles Commonwealth Bank boss makes admission about the future of cash | Daily Mail Better Cryptocurrency…