Chris Skinner's blog

Shaping the future of finance

Reading

Things worth reading: 2nd June 2023

Things we’re reading today include … Wall Street Banks Are Using AI to Rewire the World of Finance Fintech giant Stripe is getting into the credit game Why clients should be cautioned about fintech services Treat Crypto as Securities by Default, European Parliament Study Says Bank of England’s warning to anyone who uses £20 and…

Things worth reading: 1st June 2023

Things we’re reading today include … Swiss National Bank keynote explores if Bitcoin could oust fiat currencies Generative AI is Coming for Insurance British digital bank Monzo hits monthly profitability for the first time after spike in lending Quantum computing is no longer science fiction Crypto Is On The Up In 2023, So What Is…

Things worth reading: 31st May 2023

Things we’re reading today include … Wall Street prepares to take on established crypto companies China to gain most from restrictive US crypto regulations: Coinbase CEO Hong Kong and UAE central banks collab on crypto rules, fintech development Key linkages between banks and the non-bank financial sector Fintech Unicorn Revolut Needs a Plan B Klarna’s…

Things worth reading: 30th May 2023

Things we’re reading today include … Silence speaks volumes as Switzerland still reels from bank meltdown HSBC opts for Innovation in rebranding of Silicon Valley Bank UK Bank of England spends £150,000 on measuring carbon footprint of cash AmEx is experimenting cautiously with generative AI for fintech Crypto Now Braced For A $1.1 Trillion Fed…

Things worth reading: 29th May 2023

Things we’re reading today include … Social media sites are wild west for shopping fraud, says UK bank JP Morgan CEO Jamie Dimon deposed over bank’s Jeffrey Epstein ties Fintech firm Klarna halves net loss in first quarter as it races toward profitability China releases white paper for Web3 development; Bullish sign for crypto? Joint…

The Finanser’s Week: 21st May – 28th May 2023

This week’s main blog discussions include … Some challenger banks are challenged I’ve written quite a lot about Revolut and Monzo, as well as many other challenger banks. Now, as we hit hard times with rising inflation, interest rates and a recession looming in so many markets what’s the state of the fintech nation? Well, it’s challenging…

Things worth reading: 26th May 2023

Things we’re reading today include … Starling Bank founder steps down as CEO to avoid potential conflict of interest Starling’s results are more proof that high interest rates could be a boon for fintech JPMorgan lays off 1,000 First Republic bank employees in ‘four-minute, scripted phone call’ HSBC went DOWN leaving hundreds of customers without…

Things worth reading: 25th May 2023

Things we’re reading today include … Chinese Labs Are Selling Fentanyl Ingredients for Millions in Crypto AI’s Pioneering Influence on Fintech How to fundraise as a consumer fintech in the middle of the downturn Staff at one of Australia’s biggest banks openly revolt over work from home ban HSBC sued by Silicon Valley Bank’s new…

Things worth reading: 24th May 2023

Things we’re reading today include … Exec churn and cash burn leaves N26 a long way from IPO Digital banking group Tyme lands $77.8m in pre-Series C funding Piers Morgan authorised reporters to hack into bank account Is politics monopolising fintech? Fintech chiefs debate the future of UK’s digital economy in Parliament Global watchdog calls…

Things worth reading: 23rd May 2023

Things we’re reading today include … Barclays bank slashes opening hours at most of its remaining branches Do People Still Go To The Bank? Yes, Says JPMorgan As It Plans Branch Expansion What’s at stake for Revolut if its UK banking licence isn’t granted? Ripple v. SEC: Crypto Lawyer Makes Startling Prediction as Case Resolution…